
8420 COUNTY ROAD 109 A1, LADY LAKE, FL, 32159
Active3 days on marketListed Jul 22, 2026MLS #G5115318
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About this home
8420 COUNTY ROAD 109 A1
Welcome to your new home, well built JACOBSEN MANUFACTURED HOME that is ideally located near everything you need for comfortable Central Florida living! This well-maintained 3-bedroom, 2-bath home WITH A POOL, offers a desirable split-bedroom floor plan, providing privacy for family and overnight guests. Inside, you'll find both a spacious living room as you enter through the front, and a separate step-down family room which you can use as a bonus flex room, offering flexible space for entertaining, relaxing, work from home office space, or creating a hobby room with open concept to kitchen and dining. An indoor laundry room adds everyday convenience. The open-concept eat-in large "chef kitchen" flows seamlessly into the main family room area, creating the perfect gathering space for family and friends. Vaulted ceilings throughout the main living areas enhance the home's spacious feel, giving it more volume ; while newer luxury vinyl plank flooring in the center living area and double pane windows throughout add style and durability. This home has been thoughtfully updated with numerous major improvements, Including: Roof (2021) HVAC System (2023) Hot Water Heater (2026) Primary Bedroom Complete Shower (2024) Newer Luxury Vinyl Plank Flooring Generac Whole-House Generator with approximately a 500-pound propane tank (currently about ¾ full) (2020) Culligan Whole-House Water Filtration System (2021) Updated Cutler-Hammer Electrical Panel 220 Volt 7 Ceiling Fans, 1 Split unit in Primary Bedroom Above Ground Sunken Pool maintained by owner. water checked frequently by "Pinch A Penny" and necessary chemicals added. Pool water heater and chiller 2025 maintenance Wood-Burning Fireplace (currently not in use) Private Well Maintained 12-Zone Irrigation System Step outside to your own private backyard retreat featuring a 15' x 30' sunken above-ground pool with surrounding deck, a 4-foot fence, and a 2026 pool heating and cooling system, allowing you to enjoy the pool throughout much of the year. Pool permitting documentation is available for added peace of mind. THIS HOME HAS PUBLIC WATER UTILITIES, A SEPTIC THAT WAS PUMPED IN 2024 and a PRIVATE WELL TO SAVE YOU MONEY ON YOUR WATER BILL, THAT IS USED FOR POOL and IRRIGATION SYSTEM! *** THE SEPARATE OUTDOOR SHED IN THE BACKYARD IS DAMAGED AND CAN BE TORN DOWN OR LEFT FOR THE NEW OWNER TO REPAIR... THIS IS JUST A STRUCTURE; THE ROOF IS DAMAGED AS YOU CAN SEE IN PICTURES AND SO IS THE FLOOR*** SIMPLY SAFE ACTIVE SECURITY SYSTEM WILL CONVEY (REMAIN) WITH THE SALE OF THE HOUSE, buyer can decide if they want to continue the monthly membership. Situated on a generous 0.73-acre CORNER lot ON A DEAD-END STREET, in the highly sought-after Oakland Hills community, NEAR SO MANY CONVENIENCES... This property offers the freedom of no HOA, no CDD fees, and you own the land and you have a pool. Enjoy plenty of outdoor space for gardening, recreation, or simply relaxing in your own private setting. Conveniently located just minutes from shopping, restaurants, medical facilities, and everyday conveniences, you'll also be less than two miles from The Villages, where you can enjoy dining, shopping, live nightly entertainment, and a variety of activities open to the public. Don't miss this exceptional opportunity to own a beautifully maintained manufactured well-built home with significant updates, abundant living space, and an unbeatable location. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,176
Sqft
0.73 ac
Lot size
2006
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,277 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,277/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lady Lake actives
$147 vs $197
Days on market
3 vs 50 typical
Where $147/sqft sits among the 207 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
95 of 207
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 8420 COUNTY ROAD 109 A1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$223,000
13877 COUNTY ROAD 109F · same community
4 bd · 2 ba · 1,960 sqft · $114/sqft · 104 DOM
Sold · Nov ’25$302,500
7823 COUNTY ROAD 109 · same community
4 bd · 2 ba · 1,932 sqft · $157/sqft · 29 DOM
Sold · Apr ’26$209,000
7602 COUNTY ROAD 109G · same community
3 bd · 2 ba · 1,716 sqft · $122/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8420 COUNTY ROAD 109 A1 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8420 COUNTY ROAD 109 A1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8420 COUNTY ROAD 109 A1 FAQs
What would the monthly payment be for 8420 COUNTY ROAD 109 A1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,277/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8420 COUNTY ROAD 109 A1?+
The most recent tax bill on record (2025) was $1,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8420 COUNTY ROAD 109 A1?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $319,900, this home is listed about 2% below the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8420 COUNTY ROAD 109 A1?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Gerrie Cosme Matias. MLS #G5115318.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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