David Ramirez
$649,9004 bd2.5 ba2,856 sqft$228 /sqft$4,202 /mo all-in ↓

44131 PARKWAY LANE, ALTOONA, FL, 32702

Active11 days on marketListed Jul 29, 2026MLS #G5115299

Single Family ResidencePINE ACRES ON LAKE DORR

About this home

44131 PARKWAY LANE

Virtually Staged. Located on over half an acre on one of Lake County's most peaceful roads, this 4-bedroom, 3-bathroom home with a dedicated office offers the privacy of country living while being just 10 minutes from town, 30 minutes to Mount Dora, and approximately one hour from Orlando, Ocala, and Daytona Beach. No HOA. For added peace of mind, the seller is including a one-year home warranty with up to $50,000 in coverage for major home systems and appliances, including heating and cooling, electrical, plumbing, foundation, appliances, and more. The property welcomes you with a U-shaped driveway, mature oak trees providing shade, a side-entry garage, and an attached carport for additional covered parking. Inside, the living room features over 25-foot ceilings, a wood-burning fireplace, and large windows that fill the home with natural light. The kitchen overlooks the backyard and covered porch, offering plenty of cabinet and countertop space, along with a custom-built sitting area in the octagon-shaped breakfast nook. The first-floor primary suite includes an attached office or den, a large walk-in closet, an additional built-in closet, and an updated en-suite bathroom with separate vanities, double sinks, an oversized Jacuzzi tub, and a remodeled walk-in shower. Upstairs you'll find three additional bedrooms and another full bathroom. The fully fenced backyard offers room to spread out, while the covered back porch features a built-in outdoor kitchenette that's ready for entertaining. Major updates include a newer AC unit, completely renovated showers, a new water heater, water softener system, porcelain tile throughout the main living areas, updated garage equipment, and a roof with an estimated 10+ years of remaining life. As an added bonus, deeded access to Lake Dorr is located at the corner of the road, giving you convenient access to one of Lake County's beautiful clear lakes. Enjoy kayaking, canoeing, paddleboarding, boating, or launch your boat from the public boat ramp just a few miles away. Surrounded by mature trees and local wildlife, this property offers the peace and privacy of country living without feeling isolated. If you've been looking for space, updates, lake access, and a location that's close to everything while still feeling tucked away, this home checks all the boxes.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,856

Sqft

0.54 ac

Lot size

2

Garage

1989

Year built

Two

Levels

$228

Per sqft

FireplaceTrees/Woods view

Inside

FlooringCarpet · Ceramic Tile · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Water Filtration System · Water Purifier
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Dry Bar · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Skylight(s) · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingCovered · Driveway · Garage Door Opener · Garage Faces Side · Ground Level · Guest · Open · Oversized
ExteriorIrrigation System · Outdoor Kitchen · Private Mailbox · Private Yard · Rain Gutters · Shade Shutter(s) · Sprinkler Metered · Storage

Community & fees

Taxes (2025)$3,499/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,202 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$292
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,990
Interest rate6.00%
Loan term

Estimated payment

$4,202/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$292
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Altoona

Map of 44131 PARKWAY LANE

Drive times from this address

Downtown Orlando67 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altoona. See the full Altoona guide →

ALTOONA 32702 — neighborhood snapshot

Population

2,732

Median age

56.6

Median income

$51,762

Median home value

$92,700

Avg household

2.17

Households w/ children

211

For the school run

Lake County School District

ElementarySpring Creek Charter School★★★★★
MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Altoona market

Seller’s marketSeller’s market1.7 months of inventoryBuyer’s market

$179K$225K

Altoona median sold, yr/yr

89.4%

Sale-to-list ratio (12 mo)

Median sold price, Altoona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 186% above the ALTOONA 32702 median. See the full Altoona market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $649,900 · 11 days on market since
1989Built · PINE ACRES ON LAKE DORR

Reality check

What actually sold near 44131 PARKWAY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19315 DORR ROADSold · Dec ’25

$583,000

19315 DORR ROAD

5 bd · 3 ba · 2,462 sqft · $237/sqft · 57 DOM

44228 PARKWAY LANESold · Jul ’26

$819,000

44228 PARKWAY LANE

3 bd · 2 ba · 3,362 sqft · $244/sqft · 30 DOM

19726 MCCALL ROADSold · Nov ’25

$460,000

19726 MCCALL ROAD

3 bd · 2.5 ba · 2,014 sqft · $228/sqft · 87 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 44131 PARKWAY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 44131 PARKWAY LANE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

44131 PARKWAY LANE FAQs

What would the monthly payment be for 44131 PARKWAY LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,202/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 44131 PARKWAY LANE?+

The most recent tax bill on record (2025) was $3,499. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Altoona?+

At $649,900, this home is listed about 15% above the Altoona median of $565,000. The market section on this page shows how the area is trending.

Which schools are assigned to 44131 PARKWAY LANE?+

Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Alexis Gibson. MLS #G5115299.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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