43411 STATE ROAD 19, ALTOONA, FL, 32702
Active153 days on marketListed Mar 4, 2026MLS #G5108665
About this home
43411 STATE ROAD 19
Nestled on five fully picturesque fenced acres just north of Umatilla, this completely remodeled 2-bedroom, 2-bath home with a loft offers the perfect blend of privacy and modern comfort. The loft could wonderfully serve as a 3rd bedroom, an office or craft room. Inside, you’ll find a beautifully updated wood-burning fireplace, a bright and airy kitchen with abundant cabinetry, a breakfast bar, dinette area, and new stainless steel appliances—all bathed in natural sunlight. The remodeled laundry room includes a new washer and dryer for added convenience. A screened porch off the north side of the living room overlooks a fenced pet area, creating an ideal space to relax while your animals roam safely. The property also features a small hobby greenhouse, garden area, two-stall barn, and a versatile dog kennel that has also served as a chicken coop. The expansive garage can accommodate up to six vehicles or function as a spacious workshop, and an attached private studio offers the perfect setting for a home office or creative retreat. Enjoy peaceful country living just minutes from shopping and annual festivals in Umatilla, close to the riding trails of Ocala National Forest and the crystal-clear waters of Alexander Springs. The vibrant Golden Triangle communities of Mount Dora, Tavares, and Eustis are just a short drive south, offering even more dining, shopping, and year-round events. This is a rare opportunity to grow your own food—or your family—in a truly serene setting.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,204
Sqft
5 ac
Lot size
6
Garage
1949
Year built
Two
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,707 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,707/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Altoona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altoona. See the full Altoona guide →
ALTOONA 32702 — neighborhood snapshot
Population
2,732
Median age
56.6
Median income
$51,762
Median home value
$92,700
Avg household
2.17
Households w/ children
211
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Altoona market
$179K → $225K
Altoona median sold, yr/yr
89.4%
Sale-to-list ratio (12 mo)
Median sold price, Altoona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 155% above the ALTOONA 32702 median. See the full Altoona market guide →
Paper trail
This home's history
Reality check
What actually sold near 43411 STATE ROAD 19
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$130,000
19735 MCCALL ROAD · same community
3 bd · 2 ba · 1,680 sqft · $77/sqft · 7 DOM
Sold · Sep ’25$282,000
42029 W LAKEVIEW DRIVE · same community
2 bd · 2 ba · 1,245 sqft · $227/sqft · 52 DOM
Sold · Sep ’25$625,000
18940 E ALTOONA ROAD
3 bd · 3 ba · 2,240 sqft · $279/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 43411 STATE ROAD 19 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 43411 STATE ROAD 19 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
43411 STATE ROAD 19 FAQs
What would the monthly payment be for 43411 STATE ROAD 19?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,707/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 43411 STATE ROAD 19?+
The most recent tax bill on record (2025) was $3,431. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 43411 STATE ROAD 19?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altoona?+
At $565,000, this home is priced right at the Altoona median.
Which schools are assigned to 43411 STATE ROAD 19?+
Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$565,000 runs 155% above the ALTOONA 32702 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
153 days on market against a Altoona median of 2 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $599,000, now $565,000 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Betty Hensinger. MLS #G5108665.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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