41832 CARRIE LANE, ALTOONA, FL, 32702
Active7 days on marketListed Jul 31, 2026MLS #G5115753
About this home
41832 CARRIE LANE
Nestled beneath a breathtaking canopy of majestic century-old oak trees draped in Spanish moss, this private luxury country estate on Lake Josephine offers picturesque living, exceptional outdoor spaces, and one of the most breathtaking natural settings in Lake County. Situated on 3.64 acres with waterfront offering, this beautifully renovated retreat seamlessly blends modern luxury with timeless Florida charm. Thoughtfully reimagined while preserving its character, the home opens to a spacious great room, anchored by a striking floor-to-ceiling stone gas fireplace, and an expansive wet bar area. Throughout you will find soaring cathedral ceilings, abundant natural light, brand new luxury vinyl flooring, and an impressive open-concept design ideal for everyday living and enjoyment. The stunning designer kitchen is the heart of the home, featuring custom cabinetry, quartz countertops, an oversized island, floating wood shelving, designer lighting, a touchless faucet and premium finishes. This kitchen opens effortlessly to the expansive screened lanai, where panoramic views of the lush grounds and tranquil lake create the perfect backdrop for relaxing or entertaining. The thoughtfully designed split-bedroom floor plan offers exceptional privacy, while the vaulted primary suite serves as a peaceful retreat with French doors leading outdoors and a spa-inspired bath featuring dual vanities, a soaking tub, and an oversized walk-in shower. Step outside and discover a property unlike any other. Winding garden paths, mature tropical landscaping, towering live oaks, multiple fruit trees, and picturesque lake views create a setting that feels like your own private botanical garden. A beautifully appointed, never used, 2023 Eagle luxury RV, valued at approximately $88,000, is included with the property and is thoughtfully positioned on its own private entertaining deck with a gazebo, creating an exceptional guest retreat for family and friends or the ultimate weekend escape. This home has been upgraded and updated to give you added peace of mind on the essentials. New kitchen, metal roof, well, fence and porch screens as of Fall 2025, deck for RV was completed in 2024, new leech field was completed in fall of 2023 and water heater is 2022. Spend your days fishing, kayaking, paddleboarding, or simply enjoying the peaceful beauty of Lake Josephine. Tucked away on a quiet dead-end road, yet just minutes from shopping, dining, and everyday conveniences, this is more than a home—it's a rare opportunity to experience luxury, privacy, and the very best of Florida waterfront living. Whether you're seeking a private family estate, a peaceful waterfront retreat, or a one-of-a-kind property for entertaining, this extraordinary home offers a lifestyle that is truly impossible to replicate. Book your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,059
Sqft
3.64 ac
Lot size
1954
Year built
One
Levels
$315
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,268 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,268/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.6%
$/sqft vs ACREAGE & UNREC
$315 vs $388
Days on market
7 vs 14 typical
Where $315/sqft sits among the 116 homes for sale in ACREAGE & UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altoona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altoona. See the full Altoona guide →
ALTOONA 32702 — neighborhood snapshot
Population
2,732
Median age
56.6
Median income
$51,762
Median home value
$92,700
Avg household
2.17
Households w/ children
211
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Altoona market
$179K → $225K
Altoona median sold, yr/yr
89.4%
Sale-to-list ratio (12 mo)
40 of 116
ACREAGE & UNREC have cut their price
Median sold price, Altoona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 183% above the ALTOONA 32702 median. See the full Altoona market guide →
Paper trail
This home's history
Reality check
What actually sold near 41832 CARRIE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$682,500
25214 BLACK BEAR LANE · same community
3 bd · 2.5 ba · 2,068 sqft · $330/sqft · 35 DOM
Sold · Feb ’26$460,000
1012 66TH STREET E · same community
3 bd · 3 ba · 2,008 sqft · $229/sqft · 6 DOM
Sold · Dec ’25$463,000
4424 MORRIS DRIVE · same community
3 bd · 2 ba · 2,295 sqft · $202/sqft · 183 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 41832 CARRIE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 41832 CARRIE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
41832 CARRIE LANE FAQs
What would the monthly payment be for 41832 CARRIE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,268/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 41832 CARRIE LANE?+
The most recent tax bill on record (2025) was $4,355. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Altoona?+
At $649,000, this home is listed about 7% above the Altoona median of $607,000. The market section on this page shows how the area is trending.
Which schools are assigned to 41832 CARRIE LANE?+
Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,000 runs 183% above the ALTOONA 32702 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Altoona market that averages 14 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ERA GRIZZARD REAL ESTATE · Wendy Moore. MLS #G5115753.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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