176 LAKE EVA DRIVE, CHULUOTA, FL, 32766
Active105 days on marketListed Apr 27, 2026MLS #O6402768
About this home
176 LAKE EVA DRIVE
Country living within minutes of the city! All the privacy you could want on OVER AN ACRE/CORNER LOT, in a PRIME LOCATION on the border of Chuluota/Oviedo - COMPLETELY RENOVATED and ZONED FOR A-RATED SEMINOLE COUNTY SCHOOLS. Tucked away between the entrances of the highly sought-after Live Oak Reserve Community and surrounded by million dollar plus lakefront homes on Lake Eva. This 3BD/2BA home sits surrounded by gorgeous Oak trees and is fully fenced with two yards. The property is zoned agricultural so bring your farm animals. Everything has been updated with impeccable detail from the ROOF, KITCHEN & BATHS, FLOORING, modern paint inside and out, WINDOWS, stucco, a WATER HEATER. This beautiful home is MOVE-IN READY! The OPEN CONCEPT feels light and bright from the moment you walk in the front door. Every angle of this home lookouts to nature views. WOOD LAMINATE FLOORS and kitchen finishes have a fresh and upgraded appeal. The kitchen is fully equipped with UPGRADED STAINLESS STEEL APPLIANCES, plenty of storage and a large ISLAND with a farmhouse sink and bar seating! Off the kitchen is the perfect space for dining and entertainment. The bedrooms are all spacious, including your PRIMARY SUITE delivering another bright space with a built in closet and private bath. The master bathroom also been completely renovated in the same style as the kitchen with a DUAL SINK VANITY, chic light fixtures and a custom tile walk-in shower! The two additional bedrooms share a second full bath, also updated with waterfall shower and bath. The screened Lanai / Back Porch is the perfect place to enjoy the views this property delivers, a ceiling fan ensures comfort while you cookout with family and friends. The large main backyard feels private and endless with ample space for gardening, dining, and entertaining. The secondary yard boasts the water shed, screened in back porch, and nature views. A large well-maintained SHED for storage that is currently utilized as a chicken coop with outdoor run matches the homes exterior. in addition to the pristine 2-CAR GARAGE, there is a enclosed room that will suit all your storage needs. The home has a circular driveway and uncovered car port for extra parking. Across from Lake Eva Road the property extends into the woods that is perfectly maintained and fenced. The convenient location just off County Road 419 makes it easy to access all that Oviedo has to offer - phenomenal schools, local parks, recreation, shopping, dining, Oviedo on the Park and so much more! This kind of opportunity doesn’t come along often, a feels-like-new home on over an acre in the perfect location!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,204
Sqft
1.07 ac
Lot size
2
Garage
1981
Year built
One
Levels
$456
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,953 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,953/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+69.1%
$/sqft vs ACREAGE & UNREC
$456 vs $381
Days on market
105 vs 59 typical
Where $456/sqft sits among the 116 homes for sale in ACREAGE & UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Live Oak Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Chuluota. See the full Chuluota guide →
Live Oak Reserve — neighborhood snapshot
Population
4,347
Median age
34
Median income
$152,395
Median home value
$562,145
Avg household
3
Households w/ children
652
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Chuluota market
$584K → $735K
Chuluota median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
41 of 116
ACREAGE & UNREC have cut their price
Median sold price, Chuluota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the CHULUOTA 32766 median. See the full Chuluota market guide →
Paper trail
This home's history
Reality check
What actually sold near 176 LAKE EVA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$205,000
1353 SPRING LAKE ROAD · same community
4 bd · 3 ba · 1,200 sqft · $171/sqft · 0 DOM
Sold · Dec ’25$116,000
5131 W 11TH STREET W · same community
2 bd · 2 ba · 1,152 sqft · $101/sqft · 113 DOM
Sold · Dec ’25$248,000
499 W BALTIMORE DRIVE · same community
3 bd · 2 ba · 1,366 sqft · $182/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 176 LAKE EVA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 176 LAKE EVA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
176 LAKE EVA DRIVE FAQs
What would the monthly payment be for 176 LAKE EVA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,953/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 176 LAKE EVA DRIVE?+
The most recent tax bill on record (2024) was $3,816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Chuluota?+
At $549,000, this home is listed about 40% below the Chuluota median of $917,495. The market section on this page shows how the area is trending.
Which schools are assigned to 176 LAKE EVA DRIVE?+
Partin Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CHULUOTA 32766 market on paper
$549,000 is 17% below the CHULUOTA 32766 median of $665,000.
02Strong assigned schools
Partin Elementary School, Chiles Middle School, Hagerty High School — Partin Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $575,000, now $549,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EMPORIO REAL ESTATE · Ari Banegas. MLS #O6402768.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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