16364 SE 89TH TERRACE, SUMMERFIELD, FL, 34491
Active16 days on marketListed Jul 9, 2026MLS #G5114790
About this home
16364 SE 89TH TERRACE
You truly MUST SEE this home to appreciate it! If there were an award for the BEST-MAINTAINED HOME in Summerfield, this one would take home the Gold Medal! Lovingly cared for by its original owner, no detail has been overlooked and NO EXPENSE SPARED in maintaining and upgrading this EXCEPTIONAL PROPERTY. Located in the desirable Orange Blossom Hills community with NO HOA, this beautifully landscaped property includes TWO .22-acre lots—NEARLY HALF AN ACRE combined—providing privacy, room to expand, add a pool, or just extra space to enjoy. ~~~ Built in December 2013, this 3-bedroom, 2-bath home impresses right away. A designer stamped concrete driveway, sidewalk, and front porch create an elegant first impression, while the expanded driveway, oversized garage, lush landscaping, and meticulous attention to detail shine throughout. There’s a covered and screened lanai, two storage sheds, outdoor outlets, a water softener, and a recently replaced 50-gallon water heater. ~~~ Inside, you’ll find an open floor plan with tile flooring, a floor outlet, plantation shutters, a leaded glass front door, and a storm door with retractable screens. The kitchen boasts granite counters, soft-close solid wood cabinets, a tile backsplash, a touchless faucet, and a breakfast nook with a large picture window. ~~~ The primary suite features a tray ceiling, custom shelving in the walk-in closet, Berber carpet, and an elegant ensuite bath with a soaking tub, Roman shower, and elevated toilet. ~~~ The guest wing is separated by a pocket door. One guest bedroom has Berber carpet and plantation shutters. The other has tile flooring, a built-in desk and Murphy bed—ideal for an office or craft room. ~~~ And for hobbyists, the oversized 21x27 garage has built-in cabinets, extra outlets, attic storage, and more. Opportunities like this are rare—schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,815
Sqft
0.44 ac
Lot size
2
Garage
2013
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,389 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,389/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.6%
$/sqft vs Summerfield actives
$262 vs $189
Days on market
16 vs 50 typical
Where $262/sqft sits among the 355 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
172 of 355
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 16364 SE 89TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$335,000
8368 SE 176TH LAWSON LOOP
3 bd · 2 ba · 1,785 sqft · $188/sqft · 15 DOM
Sold · Jan ’26$375,000
9058 SE 177TH GRASSMERE STREET
3 bd · 2 ba · 1,764 sqft · $213/sqft · 22 DOM
Sold · Mar ’26$247,500
9948 SE 175TH PLACE
2 bd · 2 ba · 1,878 sqft · $132/sqft · 278 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16364 SE 89TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16364 SE 89TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16364 SE 89TH TERRACE FAQs
What would the monthly payment be for 16364 SE 89TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,389/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16364 SE 89TH TERRACE?+
The most recent tax bill on record (2025) was $2,670. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $475,000, this home is listed about 64% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16364 SE 89TH TERRACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Kimberly McElroy LLC. MLS #G5114790.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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