16440 SE 87TH COURT, SUMMERFIELD, FL, 34491
Active184 days on marketListed Feb 2, 2026MLS #TB8466492
About this home
16440 SE 87TH COURT
Virtually Staged. HOW WOULD YOU LIKE TO LIVE ACROSS THE STREET FROM THE VILLAGES IN A BRAND-NEW HOUSE ON OVERSIZED LOT, BUT WITH NO HOA? Experience life without HOA restrictions, providing you with privacy, tranquility, and the freedom to enjoy your outdoor space to the fullest. This stunning home features a functional yet stylish layout with luxury detailed finishings throughout. The expansive backyard is ideal for outdoor entertaining, gardening, or simply relaxing in your private oasis. With a brand-new roof, energy-efficient A/C, and water heater—all installed in 2025—this property offers peace of mind and low maintenance for years to come. Step inside to discover an open concept family room and dining area adorned with luxury vinyl flooring and elegant granite countertops everywhere. The chef’s kitchen is a culinary delight, featuring solid wood doors, refrigerator, stove, dishwasher, and microwave—all included—making meal prep effortless. The master suite boasts a HUGE closet and a luxurious bathroom with glass shower doors and custom wall tiles, providing a spa-like retreat after a long day. Additional highlights include a utility laundry room attached to the garage which includes washer & dryer, and an epoxy-floored 2-car garage that offers ample parking for cars, golf carts, and storage. The huge backyard provides endless possibilities for outdoor activities, family gatherings, or a custom garden—perfect for those seeking space and flexibility. The Villages offers vibrant town squares like Spanish Springs and Lake Sumter Landing just minutes away. Enjoy the Florida lifestyle with over 50 golf courses, recreation centers, and a multitude of social events that make this community truly exceptional. Discover the perfect harmony of modern comfort, natural beauty, and vibrant community living. This exceptional new construction home won’t last long—schedule your private tour today and make this remarkable residence yours! Your ideal Florida lifestyle begins here. Act now—your new home awaits! For qualified prospects, the seller is also offering OWNER-FINANCING & a LEASE TO PURCHASE option, if either of these best suit your needs.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,263
Sqft
0.22 ac
Lot size
2
Garage
2025
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,879 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,879/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.6%
$/sqft vs Summerfield actives
$210 vs $188
Days on market
184 vs 52 typical
Where $210/sqft sits among the 349 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $276K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
172 of 349
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 16440 SE 87TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$250,000
17662 SE 93RD BUTLER COURT
3 bd · 2 ba · 1,268 sqft · $197/sqft · 146 DOM
Sold · Jul ’26$240,000
17659 SE 92ND GRANTHAM TERRACE
3 bd · 2 ba · 1,253 sqft · $192/sqft · 191 DOM
Sold · Jun ’26$195,000
17544 SE 97TH AVENUE
2 bd · 2 ba · 1,248 sqft · $156/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16440 SE 87TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16440 SE 87TH COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16440 SE 87TH COURT FAQs
What would the monthly payment be for 16440 SE 87TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,879/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16440 SE 87TH COURT?+
The most recent tax bill on record (2025) was $503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $265,000, this home is listed about 9% below the Summerfield median of $289,825. The market section on this page shows how the area is trending.
Which schools are assigned to 16440 SE 87TH COURT?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SUMMERFIELD 34491 market on paper
$265,000 is 4% below the SUMMERFIELD 34491 median of $275,000, and at $210/sqft it sits under the Summerfield average of $246.
02Time on market is leverage
184 days on market against a Summerfield median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $294,000, now $265,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TOP FLORIDA HOMES · Giselle Gartzke. MLS #TB8466492.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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