David Ramirez
$560,0003 bd2 ba1,903 sqft$294 /sqft$4,234 /mo all-in ↓

3461 EARL WAY, THE VILLAGES, FL, 32163

Active28 days on marketListed Jul 7, 2026MLS #G5114479

Single Family ResidenceVILLAGES/SUMTER

About this home

3461 EARL WAY

Beautiful landscaped ASPEN floor plan with glass enclosed Lania that has separate HVAC and a large, motorized blind. Matching lvp flooring throughout. Sellers installed granite counter tops in kitchen and both bathrooms. Oversized garage 22'6" deep x 23' wide with custom shelves built in and new garage door opener with camera that can be programmed to your phone. Golf course views from master bedroom, kitchen, great room & the enclosed lanai. Extra concrete patio in the rear to fit your yard furniture and or a grill. Very open floor plan designed for entertaining. Hardscape lads aping with lots of stone, painted garage and driveway.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,903

Sqft

0.15 ac

Lot size

2

Garage

2014

Year built

One

Levels

$294

Per sqft

55+ community

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Water Filtration System
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorStorage

Community & fees

Taxes (2025)$6,351/yr
CommunityLake · Water Access · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Restaurant · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,234 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property tax — 2025 actual bill$529
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,600
Interest rate6.00%
Loan term

Estimated payment

$4,234/mo

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$529
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $560K
$467KedgeAI estimate $503,290 · range $487K$536K$582K

vs edgeAI estimate

+11.3%

$/sqft vs VILLAGES/SUMTER

$294 vs $262

Days on market

28 vs 50 typical

Where $294/sqft sits among the 26 homes for sale in VILLAGES/SUMTER

15
6 · this home
1
1
0
3
$208–267$267–326$326–384$384–443$443–502$502+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 3461 EARL WAY

Drive times from this address

Downtown Orlando57 min
Universal Orlando60 min
Walt Disney World67 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32163 — neighborhood snapshot

Population

30,886

Median age

70.1

Median income

$94,565

Median home value

$472,600

Avg household

1.85

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

12 of 26

VILLAGES/SUMTER have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the THE VILLAGES 32163 median. See the full The Villages market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $560,000 · 28 days on market since
2014Built · VILLAGES/SUMTER

Reality check

What actually sold near 3461 EARL WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

710 ANTONIA LANESold · Feb ’26

$360,000

710 ANTONIA LANE · same community

3 bd · 2 ba · 1,924 sqft · $187/sqft · 252 DOM

1450 LUCKETT COURTSold · Dec ’25

$454,900

1450 LUCKETT COURT · same community

3 bd · 2 ba · 1,925 sqft · $236/sqft · 14 DOM

3978 NOTTINGHAM LOOPSold · Dec ’25

$435,000

3978 NOTTINGHAM LOOP · same community

3 bd · 2 ba · 1,854 sqft · $235/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3461 EARL WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3461 EARL WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3461 EARL WAY FAQs

What would the monthly payment be for 3461 EARL WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,234/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3461 EARL WAY?+

The most recent tax bill on record (2025) was $6,351. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in The Villages?+

At $560,000, this home is listed about 44% above the The Villages median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3461 EARL WAY?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · John McKinney. MLS #G5114479.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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