823 SAN SALVADOR DRIVE, THE VILLAGES, FL, 32159
Active26 days on marketListed Jul 23, 2026MLS #G5115443
About this home
823 SAN SALVADOR DRIVE
PRICE REDUCED!! Welcome to this exceptional one-owner home in The Village of Palo Alto, where thoughtful upgrades, custom features, and an open floor plan create the perfect setting for Florida's active lifestyle. With the BOND PAID and countless improvements throughout, this home is truly one of a kind. The formal living and dining rooms feature recently installed luxury vinyl plank flooring, while the spacious primary bedroom was updated with matching vinyl plank flooring within the last two years. The beautifully remodeled primary bathroom offers granite countertops, dual sinks, a newly installed rain shower head, an updated exhaust fan, and two generous walk-in closets. The versatile front bedroom has been refreshed with coastal-inspired colors, light flooring, and a new ceiling fan, making it ideal as a home office, cozy den, or additional bedroom. This home offers three full bathrooms, including a convenient third bath located off the laundry room. The laundry area also features a utility sink, abundant cabinetry, and a large storage closet for exceptional organization. Washer & Dryer are included! The guest bathroom has also been upgraded with a new rain shower head and exhaust fan. Custom-built valances and custom blinds add elegance throughout the home, while crown molding accents the windows, enhancing the home's refined finishes. The open-concept kitchen is designed for entertaining, featuring granite countertops, a center island, and seamless flow into the spacious great room and bright Florida room. Whether hosting family gatherings, card games, or casual evenings with friends, this layout offers plenty of room to enjoy every occasion. Step outside to your private backyard oasis featuring a newly renovated 12-person spa complete with a beautiful waterfall. The expansive screened lanai includes comfortable seating, television space, and a dining area, all shaded by a newly installed canopy backed by a 15-year warranty. Additional highlights include: Roof replaced in 2019 Stainless steel refrigerator replaced in 2024 Oversized (600 sf) garage with ample room for BOTH a VEHICLE and GOLF CART, plus extra storage Single-owner home with numerous custom interior design features Located just around the corner from the Champion Golf Course and recreational amenities including tennis, bocce ball, cornhole, and more, this home is also conveniently close to Spanish Springs Town Square and Lake Sumter Landing, offering endless shopping, dining, entertainment, and community events. There simply isn't another home quite like this in The Villages. Whether you're beginning your retirement journey or simply looking for carefree Florida living, this beautifully maintained home is move-in ready and a must-see. Schedule your private showing today
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,402
Sqft
0.2 ac
Lot size
2
Garage
1996
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,686 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,686/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.7%
$/sqft vs VILLAGES/SUMTER
$204 vs $261
Days on market
26 vs 50 typical
Where $204/sqft sits among the 27 homes for sale in VILLAGES/SUMTER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
13 of 27
VILLAGES/SUMTER have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the THE VILLAGES 32159 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 823 SAN SALVADOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$752,000
1539 HARTSVILLE TRAIL · same community
3 bd · 2 ba · 2,372 sqft · $317/sqft · 18 DOM
Sold · Jun ’26$890,000
3314 RIDGEWOOD PATH · same community
3 bd · 2 ba · 2,352 sqft · $378/sqft · 1 DOM
Sold · Oct ’25$540,000
383 HARLOW LANE · same community
3 bd · 2 ba · 2,226 sqft · $243/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 823 SAN SALVADOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 823 SAN SALVADOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
823 SAN SALVADOR DRIVE FAQs
What would the monthly payment be for 823 SAN SALVADOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,686/mo — principal and interest, the actual property-tax bill, the $204/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 823 SAN SALVADOR DRIVE?+
The association fee works out to $204 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 823 SAN SALVADOR DRIVE?+
The most recent tax bill on record (2025) was $2,723. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 823 SAN SALVADOR DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $489,000, this home is listed about 29% above the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 823 SAN SALVADOR DRIVE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMECOMING REALTY GROUP INC · Pam Taylor. MLS #G5115443.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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