David Ramirez
$585,000$624,9993 bd3 ba2,473 sqft$237 /sqft$4,012 /mo all-in ↓

2039 TYNTE TERRACE, THE VILLAGES, FL, 32162

Active85 days on marketListed May 14, 2026MLS #G5110849

Reduced $40KSingle Family ResidenceVILLAGES/SUMTER

About this home

2039 TYNTE TERRACE

HUGE PRICE IMPROVEMENT! Welcome home to this spacious 3 bedroom, 3 bathroom gem nestled on a quiet cul-de-sac in The Villages, less than 2 miles from Lake Sumter Landing Market Square! Situated on a beautifully sized .20-acre lot, this home offers the perfect combination of comfort, functionality, and location. Inside, you'll find an expansive living area with convenient floor outlets, perfect for flexible furniture arrangements and entertaining. The huge eat-in kitchen provides abundant space for cooking, gathering, and everyday living. A separate den/office offers the ideal setup for working from home, hobbies, or a quiet retreat. This thoughtfully designed split-floor plan features TWO master suites, making it ideal for guests, multi-generational living, or added privacy. An inside laundry room adds extra convenience, while the oversized 3-car garage provides plenty of room for vehicles, storage, and golf carts. Major updates make this home even more attractive - SOLAR PANELS ARE PAID OFF, helping you enjoy energy savings from day one, and a NEW ROOF with top of the line Owen Corning Shingles will be installed once under contract & before closing! Enjoy peaceful living with quick access to shopping, dining, golf, recreation, and all the entertainment and amenities that make The Villages so desirable. This is a rare opportunity you won't want to miss!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,473

Sqft

0.21 ac

Lot size

2

Garage

2006

Year built

One

Levels

$237

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Range · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionMetal Frame
FoundationSlab
FacesSouthwest
ParkingDriveway · Golf Cart Garage
ExteriorSprinkler Metered

Community & fees

HOA fee$195/mo
Taxes (2025)$3,371/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,012 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$281
HOA fee — from the listing$195
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,500
Interest rate6.00%
Loan term

Estimated payment

$4,012/mo

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property taxes (actual bill)$281
HOA / condo fee$195
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$428KedgeAI estimate $445,836 · range $445K$446K$608K

vs edgeAI estimate

+31.2%

$/sqft vs VILLAGES/SUMTER

$237 vs $266

Days on market

85 vs 53 typical

Where $237/sqft sits among the 26 homes for sale in VILLAGES/SUMTER

15 · this home
6
1
2
0
2
$208–267$267–326$326–384$384–443$443–502$502+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 2039 TYNTE TERRACE

Drive times from this address

Downtown Orlando63 min
Universal Orlando66 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

14 of 26

VILLAGES/SUMTER have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $585,000 $40K
May 14, 2026Listed at $624,999 · 85 days on market since
2006Built · VILLAGES/SUMTER

Reality check

What actually sold near 2039 TYNTE TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1539 HARTSVILLE TRAILSold · Apr ’26

$752,000

1539 HARTSVILLE TRAIL · same community

3 bd · 2 ba · 2,372 sqft · $317/sqft · 18 DOM

3314 RIDGEWOOD PATHSold · Jun ’26

$890,000

3314 RIDGEWOOD PATH · same community

3 bd · 2 ba · 2,352 sqft · $378/sqft · 1 DOM

2839 LARRANAGA DRIVESold · Mar ’26

$840,000

2839 LARRANAGA DRIVE · same community

4 bd · 3 ba · 2,602 sqft · $323/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2039 TYNTE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2039 TYNTE TERRACE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

2039 TYNTE TERRACE FAQs

What would the monthly payment be for 2039 TYNTE TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,012/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2039 TYNTE TERRACE?+

The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2039 TYNTE TERRACE?+

The most recent tax bill on record (2025) was $3,371. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2039 TYNTE TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $585,000, this home is listed about 50% above the The Villages median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2039 TYNTE TERRACE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Kathy Tucker. MLS #G5110849.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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