5090 GREENS DRIVE, LADY LAKE, FL, 32159
Active56 days on marketListed Jun 9, 2026MLS #G5113444
About this home
5090 GREENS DRIVE
LIKE NEW HOME! Enjoy stunning golf course views at Harbor Hills Golf and Country Club! The open floor plan and volume ceilings accommodate abundant natural light. You will love the Great Room Concept... The chef's kitchen presents a large island, walk-in pantry, and a custom cabinet design with pull-out shelves and oversized drawers. An accessible bar with a sink and dedicated second refrigerator is organized for entertaining. Living and dining areas open to the enlarged covered lanai with disappearing 4 glass sliding doors, bringing the outdoors inside for entertaining. The spacious primary bedroom with pond views and two walk-in closets is completed with a dramatic light filled bath. Primary bath includes separate dual sinks, shower and "soaking tub" for bubble bath relaxation! Guest bedrooms have generous closets and ensuite baths. The fourth bedroom also makes a quiet office. Neutral palette throughout. The oversized side entry two car garage and attached golf cart garage are convenient with a paver driveway and walk. The dedicated green area in the rear separates the property from Harbor Hills spectacular golf course. This guard gated 24/7 community offers amenities galore with the option of social or golf memberships at the country club, PLUS Seller has agreed to pay the buyers one time "Social" initiation fee of $2500!! Find that this at home, "RESORT STYLE LIVING" is a short drive to the shops, restaurants and medical options that service The Villages. Easy to show. Immediate occupancy. Owner financing possible with 20% downpayment, at 4% interest with a 5-year Balloon! DON'T MISS THIS GOLDEN OPPORTUNITY!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,532
Sqft
0.34 ac
Lot size
2
Garage
2021
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,290 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,290/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.7%
$/sqft vs HARBOR HILLS
$205 vs $247
Days on market
56 vs 52 typical
Where $205/sqft sits among the 9 homes for sale in HARBOR HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
6 of 9
HARBOR HILLS have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 5090 GREENS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$625,000
5418 SANDY HILL LANE · same community
4 bd · 2.5 ba · 2,524 sqft · $248/sqft · 48 DOM
Sold · Jul ’26$620,000
39500 HILLRISE LANE · same community
4 bd · 3 ba · 2,544 sqft · $244/sqft · 214 DOM
Sold · Dec ’25$822,315
4061 PINNACLE PLACE · same community
3 bd · 2.5 ba · 2,506 sqft · $328/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5090 GREENS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5090 GREENS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5090 GREENS DRIVE FAQs
What would the monthly payment be for 5090 GREENS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,290/mo — principal and interest, the actual property-tax bill, the $182/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5090 GREENS DRIVE?+
The association fee works out to $182 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5090 GREENS DRIVE?+
The most recent tax bill on record (2025) was $7,954. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5090 GREENS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $519,000, this home is listed about 54% above the Lady Lake median of $335,990. The market section on this page shows how the area is trending.
Which schools are assigned to 5090 GREENS DRIVE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MORRIS REALTY AND INVESTMENTS · Theresa Morris. MLS #G5113444.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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