3723 ORCHARD GROVE LANE, LARGO, FL, 33770
Active133 days on marketListed Mar 22, 2026MLS #TB8489074
Come see it
Upcoming open house
Sun, Aug 2
2:00 PM – 4:00 PM
About this home
3723 ORCHARD GROVE LANE
Virtually Staged. Gorgeous move-in ready 2-bedroom, 2-bath pool home with a 2 car garage located in the highly desirable Harbor Hills community WALKING DISTANCE to the BEACH! From the moment you walk in, the home welcomes you with a light, bright, and inviting atmosphere. An open-concept floor plan seamlessly connects the living and dining areas to a spacious Florida room, all enhanced by luxury vinyl plank flooring throughout. Large windows fill the home with natural light while offering tranquil views of the lush, tropical backyard—perfectly blending indoor and outdoor living. The FULLY REMODELED kitchen features all-wood cabinetry, stainless steel appliances, quartz countertops, and ample space for casual dining. The primary suite offers a private retreat with a custom-tiled walk-in shower and double sink vanity. Enjoy Florida living at its finest with an oversized sparkling POOL, hot tub, and a generous deck and outdoor area ideal for entertaining. Additional highlights include an inside laundry room with pool access, drip line for plant watering, and new gutter guards. Major updates include AC (2022), water heater (2022), electrical panel (2022), and pool pump (2022). Situated high and dry with no flood insurance required, this home is just minutes from Gulf beaches, dining, and shopping—and allows short-term rentals, offering excellent investment potential. Schedule your private showing today and experience this exceptional home for yourself!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,235
Sqft
0.18 ac
Lot size
2
Garage
1959
Year built
One
Levels
$477
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,150 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,150/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.6%
$/sqft vs HARBOR HILLS
$477 vs $240
Days on market
133 vs 42 typical
Where $477/sqft sits among the 9 homes for sale in HARBOR HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Harbor Hills — neighborhood snapshot
Population
1,452
Median age
50
Median income
$128,233
Median home value
$558,700
Avg household
3
Households w/ children
167
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 9
HARBOR HILLS have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 158% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 3723 ORCHARD GROVE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$417,000
0 SUNBEAM WAY · same community
2 bd · 2 ba · 1,550 sqft · $269/sqft · 56 DOM
Sold · May ’26$455,000
3425 HIGH BLUFF DRIVE · same community
3 bd · 2 ba · 1,626 sqft · $280/sqft · 183 DOM
Sold · Oct ’25$495,000
5400 SADDLEBACK COURT · same community
3 bd · 2 ba · 1,895 sqft · $261/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3723 ORCHARD GROVE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3723 ORCHARD GROVE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3723 ORCHARD GROVE LANE FAQs
What would the monthly payment be for 3723 ORCHARD GROVE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,150/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3723 ORCHARD GROVE LANE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3723 ORCHARD GROVE LANE?+
The most recent tax bill on record (2025) was $6,996. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3723 ORCHARD GROVE LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $589,000, this home is listed about 119% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3723 ORCHARD GROVE LANE?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$589,000 runs 158% above the LARGO 33770 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
133 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $675,000, now $589,000 — a $86K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Stacey Justice. MLS #TB8489074.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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