39634 GROVE HEIGHTS, LADY LAKE, FL, 32159
Active152 days on marketListed Mar 5, 2026MLS #G5108808
About this home
39634 GROVE HEIGHTS
Virtually Staged. Stunning Remodeled Home in Harbor Hills Country Club. Prepare to fall in love with this beautifully upgraded 3-bedroom, 2.5-bath home situated on a just-under-half-acre lot in this highly desirable community. With over $100,000 in renovations, this home blends modern luxury with comfortable Florida living. The spacious interior showcases a striking stone-accented fireplace, custom built-ins, plantation shutters, designer lighting, and a seamless mix of granite and quartz countertops throughout. The gourmet kitchen is a true showstopper, featuring premium Wolf appliances, an induction range (with optional gas hookup available), French-door refrigerator with InstaView, breakfast bar with pendant lighting, and a custom barn-style sliding pantry door. Entertain with ease in the elegant dining area, complete with a custom-built butler’s kitchen and beverage fridge. The oversized primary suite offers a relaxing retreat with two walk-in closets, dual vanities, and a large walk-in shower. A desirable split-bedroom floor plan places two guest bedrooms and a well-appointed guest bath on the opposite side of the home. Additional highlights include quaint front flex room ideal for a study or playroom, spacious laundry room with built-in pet spa, convenient mudroom off the garage, Two-Car plus golf cart garage, paved driveway, outdoor lighting and whole-house surge protector. Harbor Hills is a gated community conveniently located near The Villages, with easy access to dining, shopping, and entertainment. This exceptional home truly is love at first sight—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,278
Sqft
0.4 ac
Lot size
3
Garage
2017
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,198 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,198/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs HARBOR HILLS
$253 vs $240
Days on market
152 vs 52 typical
Where $253/sqft sits among the 9 homes for sale in HARBOR HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
6 of 9
HARBOR HILLS have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 39634 GROVE HEIGHTS
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$387,000
38633 LAKEVIEW WALK · same community
4 bd · 2 ba · 2,322 sqft · $167/sqft · 45 DOM
Sold · Mar ’26$460,000
39342 HARBOR HILLS BOULEVARD · same community
3 bd · 2 ba · 2,233 sqft · $206/sqft · 86 DOM
Sold · Jan ’26$472,500
38712 OAK PLACE COURT · same community
3 bd · 2.5 ba · 2,329 sqft · $203/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 39634 GROVE HEIGHTS — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39634 GROVE HEIGHTS — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
39634 GROVE HEIGHTS FAQs
What would the monthly payment be for 39634 GROVE HEIGHTS?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,198/mo — principal and interest, the actual property-tax bill, the $183/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 39634 GROVE HEIGHTS?+
The association fee works out to $183 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 39634 GROVE HEIGHTS?+
The most recent tax bill on record (2025) was $6,375. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39634 GROVE HEIGHTS?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $576,000, this home is listed about 69% above the Lady Lake median of $339,995. The market section on this page shows how the area is trending.
Which schools are assigned to 39634 GROVE HEIGHTS?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$576,000 runs 81% above the LADY LAKE 32159 median — but at 2,278 sqft it's also 33% larger than the typical Lady Lake listing.
02Time on market is leverage
152 days on market against a Lady Lake median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $619,000, now $576,000 — a $43K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MORRIS REALTY AND INVESTMENTS · Lena Williams. MLS #G5108808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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