David Ramirez

COUNTY LINE ROAD, UMATILLA, FL, 32784

Active108 days on marketListed Apr 3, 2026MLS #G5110272

About this home

COUNTY LINE ROAD

DISCOVER A RARE OPPORTUNITY TO OWN 25 PRISTINE ACRES in the charming and highly desired area of Umatilla, Florida—truly a hidden treasure in the heart of Central Florida. This expansive property offers the perfect blend of privacy, natural beauty, and endless potential! Surrounded by lush landscapes and serene countryside, this land is ideal for building YOUR DREAM COUNTRY ESTATE, creating a PRIVATE RETREAT, or investing in future development. With ample space for horses, agriculture, or recreational use, the possibilities are as wide open as the land itself. Enjoy the peaceful, small-town atmosphere while still being conveniently located near major highways, shopping, dining, and the vibrant attractions of Central Florida. Whether you're seeking tranquility, opportunity, or both—this property delivers. Don’t miss your chance to own a slice of Florida’s untouched beauty. Opportunities like this don’t come around often. Call to see this very special property today!

Facts & features

The home at a glance

25.01 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods

Community & fees

Taxes (2025)$616/yr

Utilities & systems

UtilitiesBB/HS Internet Available · BB/HS Internet Capable · Cable Available · Electrical Nearby
WaterCanal/Lake For Irrigation · Well · Well Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,822 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$51
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate6.00%
Loan term

Estimated payment

$4,822/mo

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property taxes (actual bill)$51
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Umatilla

Map of COUNTY LINE ROAD

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$332K$323K

Umatilla median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 171% above the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

Apr 3, 2026Listed at $799,000 · 108 days on market since

Reality check

What actually sold near COUNTY LINE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

28405 SE 175TH STREETSold · Jul ’26

$365,000

28405 SE 175TH STREET

3 bd · 2 ba · 1,296 sqft · $282/sqft · 239 DOM

17755 SE 283RD AVENUESold · Jan ’26

$388,000

17755 SE 283RD AVENUE

2 bd · 1.5 ba · 1,321 sqft · $294/sqft · 39 DOM

40700 LONG ISLAND DRIVESold · Jun ’26

$355,000

40700 LONG ISLAND DRIVE

3 bd · 2 ba · 1,587 sqft · $224/sqft · 128 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about COUNTY LINE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for COUNTY LINE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

COUNTY LINE ROAD FAQs

What would the monthly payment be for COUNTY LINE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,822/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on COUNTY LINE ROAD?+

The most recent tax bill on record (2025) was $616. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Umatilla?+

At $799,000, this home is listed about 135% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to COUNTY LINE ROAD?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ERA GRIZZARD REAL ESTATE · Linda Marsh. MLS #G5110272.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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