16050 SE 275TH AVENUE, UMATILLA, FL, 32784
Active88 days on marketListed May 4, 2026MLS #G5111748
About this home
16050 SE 275TH AVENUE
SELLER SAYS BRING ALL OFFERS! 43 ACRES of old Florida on Nicotoon Lake! Price recently reduced by $16,000! Endless Possibilities Await YOU! Escape to a peaceful haven of 3 parcels at 16050 SE 275th Ave is perfect for outdoor lovers, equestrian enthusiasts, or anyone seeking the tranquility of nature. This sprawling 43.05-acre parcel, measuring 780 x 2662, offers endless opportunities for recreation, boating, fishing, farming, or development. The property features a 2 Bed 1 Bath cabin that needs TLC. Whether you’re enjoying the serene setting or envisioning the future of this expansive land, this home is your gateway to a new adventure. This is a dream come true for those looking to build riding trails, start a farming venture or building a family compound for multigenerational living - TONS OF POTENTIAL! Nicotoon Lake is a 475 acre lake best known for fishing Bass and Panfish. Best of all, there’s no HOA, allowing you the freedom to create the lifestyle you’ve always imagined. Ready to embark on your next chapter? Schedule your private viewing today and explore the boundless potential of this unique property! Price improved and the Seller is Motivated to Sell!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,000
Sqft
43.05 ac
Lot size
1952
Year built
One
Levels
$799
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,975 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,975/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+257.2%
$/sqft vs UNINCORPORATED
$799 vs $297
Days on market
88 vs 58 typical
Where $799/sqft sits among the 28 homes for sale in UNINCORPORATED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
9 of 28
UNINCORPORATED have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 163% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 16050 SE 275TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$202,000
106 LANTERN LANE · same community
2 bd · 2 ba · 1,134 sqft · $178/sqft · 113 DOM
Sold · Jul ’26$220,000
5946 SR 471 · same community
3 bd · 2 ba · 1,148 sqft · $192/sqft · 64 DOM
Sold · May ’26$525,000
16495 69th Street N, Loxahatchee FL 33470 · same community
3 bd · 2 ba · 1,233 sqft · $426/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16050 SE 275TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16050 SE 275TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16050 SE 275TH AVENUE FAQs
What would the monthly payment be for 16050 SE 275TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,975/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16050 SE 275TH AVENUE?+
The most recent tax bill on record (2025) was $2,453. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16050 SE 275TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $799,000, this home is listed about 135% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16050 SE 275TH AVENUE?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 163% above the UMATILLA 32784 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $815,000, now $799,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Rachel Rivera. MLS #G5111748.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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