David Ramirez
$850,0005 bd3 ba3,220 sqft$264 /sqft$5,932 /mo all-in ↓

14862 85th Road N, FL 33470, FL, 33470

Active39 days on marketListed Jun 15, 2026MLS #B26041719

Private poolSingle Family ResidenceUnincorporated

About this home

14862 85th Road N, FL 33470

BACK ON THE MARKET Welcome to an immaculately maintained and substantially upgraded property offering the rare combination of two full residences, resort-style outdoor living, and a thoughtfully curated smart home ecosystem, all on 1.15 acres of private, lushly landscaped lot. The main residence has been transformed by a comprehensive 2024 renovation, featuring a full kitchen remodel with granite countertops, custom cabinetry, architectural lighting, and premium finishes throughout. The main floor showcases premium flooring, while the office and primary bathroom received complete makeovers alongside a striking fireplace accent wall with custom mantle. A new roof with code-compliant wind mitigation (2024) and a Rheem Smart 50-gallon water heater (2024) round out the structural upgrades. Three HVAC zones ensure year-round comfort: a 5-ton Ruud central split system (16 SEER) for the main house, a 17 SEER Carrier/Rheem system for the guest house, and a MrCool Gen 3 ductless mini-split for the master wing, all installed in 2022 and managed by Nest Smart Thermostats. The guest house is fully equipped with its own 2025 kitchen refresh, updated cabinetry and countertops, and a dedicated HVAC system, ideal for multi-generational living, a long-term rental, or a private retreat. Step outside to a screened saltwater pool (4,500 gallons) freshly resurfaced in 2025, powered by a Hayward smart pump and salt system, surrounded by premium artificial turf and a Life Saver pool fence with multiple gates. The property is enclosed by custom stick-built shadowbox fencing engineered for wind resistance and privacy, with a millings driveway (2023) providing clean curb presence. A thriving fruit grove includes lychee, avocado, mango, loquat, soursop, sapote, starfruit, fig, banana varieties, and more. An additional 40x40 cleared and graded site pad offers future flexibility. The landscaping has been extensively graded and managed, with over 40 trees trimmed and 22 yards of soil brought in for level grounds.Technology runs throughout: Philips Hue smart lighting, 12 Minka Aire premium smart ceiling fans, a smart irrigation system, a whole-home AquaSoft RO water purification system, and AT&T Fiber (600 Mbps) supporting every connected device. The Samsung appliance package across both residences was installed in 2021 and includes induction cooktop, premium refrigeration, and LG washer/dryer. The property was built for comfort, income flexibility, and the South Florida lifestyle.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,220

Sqft

1.15 ac

Lot size

2

Garage

1996

Year built

1

Levels

$264

Per sqft

Private poolFireplaceWater viewPets allowed

Inside

FlooringTile · Wood
AppliancesElectric Water Heater · Dishwasher · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorFrench Doors · Pantry · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s)
CoolingCentral Individual A/C · Central Air
HeatingCentral Individual A/C · Heat Pump/Reverse Cycle

Outside & construction

RoofComp Shingle Roof · Tile · Shingle · Tile Roof
ConstructionCBS Construction · Stucco
ViewWater
FacesNorth
Parking2 Or More Spaces · Driveway · Parking Garage

Community & fees

Taxes (2025)$10,399/yr
PetsYes

Utilities & systems

UtilitiesSeptic · Sewer Connected · Electricity Available · Sewer Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,932 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$867
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,000
Interest rate6.00%
Loan term

Estimated payment

$5,932/mo

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property taxes (actual bill)$867
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 14862 85th Road N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

29933 FULLERVILLE ROADSold · Feb ’26

$795,000

29933 FULLERVILLE ROAD · same community

3 bd · 2.5 ba · 3,161 sqft · $252/sqft · 0 DOM

5865 ROSS CREEK ROADSold · Jan ’26

$725,000

5865 ROSS CREEK ROAD · same community

4 bd · 3.5 ba · 2,907 sqft · $249/sqft · 210 DOM

16932 Prestwich Drive W, Loxahatchee FL 33470Sold · Aug ’25

$645,000

16932 Prestwich Drive W, Loxahatchee FL 33470 · same community

4 bd · 3.5 ba · 2,876 sqft · $224/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14862 85th Road N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14862 85th Road N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14862 85th Road N FAQs

What would the monthly payment be for 14862 85th Road N, FL 33470?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,932/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14862 85th Road N, FL 33470?+

The most recent tax bill on record (2025) was $10,399. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14862 85th Road N, FL 33470?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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