38514 WOODED MEADOW DRIVE, UMATILLA, FL, 32784
Active53 days on marketListed Jun 12, 2026MLS #O6416083
About this home
38514 WOODED MEADOW DRIVE
Pre-Construction. To be built. Introducing the Floridian, a stunning custom-designed floor plan by Precision Builders of Central Florida, thoughtfully crafted for modern Florida living. This spacious single-story residence offers 4 bedrooms, 3 bathrooms, a dedicated office, and a side-entry 2-car garage, blending timeless architecture with functional design and exceptional craftsmanship. At the heart of the home, the expansive open-concept great room creates a welcoming gathering space, highlighted by soaring ceilings, abundant natural light, and high-end finishes throughout. The thoughtfully designed layout seamlessly connects the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The rear lanai is designed to maximize the beauty of the setting, offering sweeping views of the surrounding tree line. Building with Precision Builders of Central Florida provides a truly personalized experience. Buyers receive a complete build plan, including selections and finishes, before construction ever begins. Precision's dedicated team oversees every aspect of the process to ensure an exceptional experience from start to finish. Choose from thoughtfully designed floor plans like the Floridian, customize an existing design, or create a fully custom home tailored to your vision. Situated within the gated community of Shoreline Ranch, this prime homesite offers a rare opportunity to enjoy both privacy and a true lake lifestyle. Residents enjoy exclusive access to Lake Dalhousie, a spring-fed, sandy-bottom lake known for its crystal-clear waters, excellent fishing, boating, skiing, and year-round water recreation. A private community boat ramp makes getting on the water effortless. Conveniently located just minutes from Publix, shopping, dining, medical facilities, and the charm of Downtown Mount Dora, Shoreline Ranch offers the perfect balance of peaceful living and everyday convenience. Build the home you've always envisioned in one of Central Florida's most unique gated lakefront communities. Call today to schedule your private tour and learn more about this exceptional opportunity.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,610
Sqft
1 ac
Lot size
2
Garage
2026
Year built
One
Levels
$326
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,333 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,333/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.4%
$/sqft vs Umatilla actives
$326 vs $231
Days on market
53 vs 48 typical
Where $326/sqft sits among the 81 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $333K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
38 of 81
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 176% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 38514 WOODED MEADOW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$699,900
38805 RANCH GATE BOULEVARD · same community
4 bd · 2 ba · 2,039 sqft · $343/sqft · 284 DOM
Sold · Feb ’26$675,000
38901 COUNTY ROAD 44A
3 bd · 2 ba · 2,106 sqft · $321/sqft · 13 DOM
Sold · Jul ’26$922,500
37306 KENNY TRAIL
3 bd · 3 ba · 3,817 sqft · $242/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38514 WOODED MEADOW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38514 WOODED MEADOW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
38514 WOODED MEADOW DRIVE FAQs
What would the monthly payment be for 38514 WOODED MEADOW DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,333/mo — principal and interest, the actual property-tax bill, the $133/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 38514 WOODED MEADOW DRIVE?+
The association fee works out to $133 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 38514 WOODED MEADOW DRIVE?+
The most recent tax bill on record (2025) was $1,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 38514 WOODED MEADOW DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $850,000, this home is listed about 127% above the Umatilla median of $374,500. The market section on this page shows how the area is trending.
Which schools are assigned to 38514 WOODED MEADOW DRIVE?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ken Pozek. MLS #O6416083.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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