5 OAK STREET, YALAHA, FL, 34797
Active130 days on marketListed Mar 22, 2026MLS #G5109927
About this home
5 OAK STREET
Looking for an affordable home with lake access and a true Florida lifestyle? This one checks the boxes. Tucked inside the community of The Springs, this move-in ready 2 bedroom, 2 bath home offers a bright, open layout with thoughtful updates throughout. Fresh interior and exterior paint, new luxury vinyl plank flooring, and new carpet create a clean, neutral feel that’s easy to make your own. Natural light fills the home thanks to an abundance of windows, giving every room a light and welcoming atmosphere. The spacious living area is ideal for everyday living or entertaining, while the flexible bonus room in the back works perfectly as a home office, hobby space, or additional lounge area. Enjoy Florida living year round with both a screened front porch and a large enclosed rear lanai perfect for relaxing, entertaining, or simply enjoying the sunshine. What really sets this home apart is the lifestyle. Residents enjoy private access to Lake Harris, including a boat ramp, fishing pier, and canal access. The community also features a unique spring-fed pool (kept at a refreshing 72 degrees year round), plus a beach area, park, and recreational amenities. The HOA is affordable and even includes up to 15,000 gallons of spring water, helping keep monthly costs down. Conveniently located near Mount Dora, The Villages, and Orlando, you get the benefit of a peaceful lakefront community without sacrificing access to shopping, dining, and entertainment. If you’ve been waiting for an affordable way to enjoy lake life, this is a great opportunity - come and see today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,472
Sqft
0.22 ac
Lot size
1
Garage
1972
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,402 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,402/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.5%
$/sqft vs Yalaha actives
$196 vs $191
Days on market
130 vs 96 typical
Where $196/sqft sits among the 10 Yalaha actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Yalaha
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Yalaha. See the full Yalaha guide →
YALAHA 34797 — neighborhood snapshot
Population
1,142
Median age
71.5
Median income
$127,616
Median home value
$387,700
Avg household
1.96
Households w/ children
68%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Yalaha market
$521K → $342K
Yalaha median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
9 of 10
Yalaha actives have cut their price
Median sold price, Yalaha, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the YALAHA 34797 median. See the full Yalaha market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$306,000
5 LONESOME PINE TRAIL · same community
3 bd · 2 ba · 1,415 sqft · $216/sqft · 13 DOM
Sold · Jun ’26$320,000
24 ORANGE BLOSSOM TRAIL · same community
3 bd · 2 ba · 1,618 sqft · $198/sqft · 0 DOM
Sold · Jan ’26$265,000
18 E BAY AVENUE · same community
3 bd · 2 ba · 1,314 sqft · $202/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5 OAK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 OAK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5 OAK STREET FAQs
What would the monthly payment be for 5 OAK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,402/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5 OAK STREET?+
The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5 OAK STREET?+
The most recent tax bill on record (2025) was $3,859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5 OAK STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Yalaha?+
At $288,880, this home is listed about 5% below the Yalaha median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5 OAK STREET?+
Leesburg High School (high), Oak Park Middle School (middle), Leesburg Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA GRIZZARD REAL ESTATE · Christina Grant. MLS #G5109927.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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