109 WATERWOOD DRIVE, YALAHA, FL, 34797
Active97 days on marketListed Apr 30, 2026MLS #G5111380
About this home
109 WATERWOOD DRIVE
Virtually Staged. Welcome to Waterwood—one of the area's most beautifully landscaped waterfront communities, where mature oak trees, peaceful streets, and outstanding amenities create the perfect Florida lifestyle. Residents enjoy exclusive access to a private boat ramp, marina, fishing pier, heated community pool, clubhouse, and storage yard. This well-maintained home offers peace of mind with new plumbing, a newer roof, updated blinds, and energy-saving window tinting. The remodeled kitchen and bathroom feature elegant quartz countertops, providing a fresh, modern feel. The A/C system (2009) has been well maintained and continues to perform well. Step outside to your private backyard oasis with mature landscaping, no rear neighbors, and no future development behind the property—an increasingly rare feature that enhances both privacy and tranquility. Unlike many waterfront communities, Waterwood is not age restricted, making it an excellent choice for a wide range of buyers. An active recreation committee hosts social events throughout the year, creating a true sense of community. If you're looking for a move-in ready home with thoughtful updates, exceptional privacy, and access to some of the area's best waterfront amenities, 109 Waterwood Drive is ready to welcome you home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,562
Sqft
0.15 ac
Lot size
2
Garage
1986
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,549 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,549/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.8%
$/sqft vs Yalaha actives
$191 vs $196
Days on market
97 vs 96 typical
Where $191/sqft sits among the 10 Yalaha actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Yalaha
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Yalaha. See the full Yalaha guide →
YALAHA 34797 — neighborhood snapshot
Population
1,142
Median age
71.5
Median income
$127,616
Median home value
$387,700
Avg household
1.96
Households w/ children
68%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Yalaha market
$521K → $320K
Yalaha median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
9 of 10
Yalaha actives have cut their price
Median sold price, Yalaha, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the YALAHA 34797 median. See the full Yalaha market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 WATERWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$280,000
104 WATERWOOD DRIVE · same community
3 bd · 2 ba · 1,538 sqft · $182/sqft · 138 DOM
Sold · Dec ’25$269,000
103 WATERWOOD DRIVE · same community
2 bd · 2 ba · 1,469 sqft · $183/sqft · 18 DOM
Sold · Dec ’25$330,000
112 WATERWOOD DRIVE · same community
3 bd · 2 ba · 1,687 sqft · $196/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 WATERWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 WATERWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 WATERWOOD DRIVE FAQs
What would the monthly payment be for 109 WATERWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,549/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 109 WATERWOOD DRIVE?+
The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 109 WATERWOOD DRIVE?+
The most recent tax bill on record (2025) was $3,437. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 109 WATERWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Yalaha?+
At $299,000, this home is priced right at the Yalaha median.
Which schools are assigned to 109 WATERWOOD DRIVE?+
Leesburg High School (high), Oak Park Middle School (middle), Leesburg Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Brill Maxwell. MLS #G5111380.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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