David Ramirez
$282,000$295,0003 bd2 ba1,414 sqft$199 /sqft$2,484 /mo all-in ↓

301 CLUSTERWOOD DRIVE, YALAHA, FL, 34797

Active184 days on marketListed Jan 31, 2026MLS #G5107543

Priced 8% below the YALAHA 34797 medianReduced $13KTownhouseWATERWOOD TWNHS SUB

About this home

301 CLUSTERWOOD DRIVE

One or more photo(s) has been virtually staged. PRICE ADJUSTED!! SELLER IS MOTIVATED!! Are you looking for a renovated townhouse in a desirable waterfront community? Look no further. This beautifully updated 3-bedroom, 2-bathroom home is move-in ready and waiting for its new owners. Recent updates to the home include LUXURY VINYL PLANK FLOORING INSTALLED THROUGHOUT HOME, KITCHEN RENOVATION WITH QUARTZ COUNTERS, NEW VANITIES WITH QUARTZ COUNTERS IN BOTH BATHROOMS, AND A CUSTOM CLOSET IN ONE OF THE GUEST BEDROOMS. Upon entry, you’re greeted by the upgraded kitchen, featuring KitchenAid appliances, white cabinetry, and stunning quartz countertops. The open living area is filled with natural light and showcases vaulted ceilings, a skylight, a cozy fireplace, and sliding glass doors that lead to the spacious 23’ x 8’ screened-in back porch—perfect for relaxing or entertaining. The dining area offers ample space for entertaining and features sliding glass doors that lead to the backyard. The owner’s suite impresses with vaulted ceilings, a skylight, a walk-in closet, and a renovated en-suite bathroom complete with a quartz-topped vanity. One of the guest bedrooms offers a unique retreat with sliding doors that open to a private garden area, ideal for creating a peaceful sitting space, along with a custom-built closet. The guest bathroom features a tub/shower combination and a new quartz vanity as well. Community dues include lawn maintenance, exterior pest control, water, and sewer, allowing for low-maintenance living. Residents enjoy access to an array of waterfront amenities, including a clubhouse with a screened-in swimming pool overlooking the lake, a fishing pier, a private boat ramp, marina, and storage yard for RVs, trailers, and boats. Boat slips are available on a first-come basis at $67.41 per quarter, and storage yard space is available for $16.05, both subject to availability. Waterwood is truly a one-of-a-kind neighborhood offering a rare combination of waterfront living, resort-style amenities, and low-maintenance convenience—all in one place.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,414

Sqft

0.09 ac

Lot size

2

Garage

1982

Year built

One

Levels

$199

Per sqft

FireplaceTrees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Skylight(s) · Solid Surface Counters · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorLighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$283/mo
Taxes (2025)$3,068/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Private Boat Ramp · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Private · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,484 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,660
FHA mortgage insurance (est.)$125
Property tax — 2025 actual bill$256
HOA fee — from the listing$283
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,870Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,870
Interest rate6.00%
Loan term

Estimated payment

$2,484/mo

Principal & interest$1,660
FHA mortgage insurance (est.)$125
Property taxes (actual bill)$256
HOA / condo fee$283
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Yalaha actives

$199 vs $191

Days on market

184 vs 96 typical

Where $199/sqft sits among the 10 Yalaha actives

6
1 · this home
0
2
0
1
$137–196$196–255$255–313$313–372$372–431$431+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Yalaha

Map of 301 CLUSTERWOOD DRIVE

Drive times from this address

Downtown Orlando51 min
Universal Orlando54 min
Walt Disney World62 min
Orlando Int’l Airport (MCO)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Yalaha. See the full Yalaha guide →

YALAHA 34797 — neighborhood snapshot

Population

1,142

Median age

71.5

Median income

$127,616

Median home value

$387,700

Avg household

1.96

Households w/ children

68%

For the school run

Lake County School District

HighLeesburg High School★★★★
MiddleOak Park Middle School★★★★
ElementaryLeesburg Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Yalaha market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$521K$342K

Yalaha median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

9 of 10

Yalaha actives have cut their price

Median sold price, Yalaha, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the YALAHA 34797 median. See the full Yalaha market guide →

Paper trail

This home's history

CurrentPrice reduced to $282,000 $13K
Jan 31, 2026Listed at $295,000 · 184 days on market since
1982Built · WATERWOOD TWNHS SUB

Reality check

What actually sold near 301 CLUSTERWOOD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 LONESOME PINE TRAILSold · Jun ’26

$306,000

5 LONESOME PINE TRAIL

3 bd · 2 ba · 1,415 sqft · $216/sqft · 13 DOM

103 WATERWOOD DRIVESold · Dec ’25

$269,000

103 WATERWOOD DRIVE

2 bd · 2 ba · 1,469 sqft · $183/sqft · 18 DOM

8208 SPRING DRIVESold · Sep ’25

$479,000

8208 SPRING DRIVE

3 bd · 2 ba · 1,500 sqft · $319/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 301 CLUSTERWOOD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 301 CLUSTERWOOD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

301 CLUSTERWOOD DRIVE FAQs

What would the monthly payment be for 301 CLUSTERWOOD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,484/mo — principal and interest, the actual property-tax bill, the $283/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 301 CLUSTERWOOD DRIVE?+

The association fee works out to $283 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 301 CLUSTERWOOD DRIVE?+

The most recent tax bill on record (2025) was $3,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 301 CLUSTERWOOD DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Yalaha?+

At $282,000, this home is listed about 8% below the Yalaha median of $305,000. The market section on this page shows how the area is trending.

Which schools are assigned to 301 CLUSTERWOOD DRIVE?+

Leesburg High School (high), Oak Park Middle School (middle), Leesburg Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the YALAHA 34797 market on paper

$282,000 is 8% below the YALAHA 34797 median of $305,000, and at $199/sqft it sits under the Yalaha average of $236.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $295,000, now $282,000 — a $13K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 MYERS ROSE REALTY · Dustin Dubie. MLS #G5107543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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