David Ramirez

NE 125TH LOOP, PHASE 3, OXFORD, FL, 34484

Active241 days on marketListed Nov 24, 2025MLS #G5104879

DENSAN PARK PH 3

About this home

NE 125TH LOOP, PHASE 3

DETACHED SINGLE FAMILY RESIDENTIAL DEVELOPMENT OPPORTUNITY. Phase 3 - Fully Constructed 7 Homesites, $100,000 per lot & 55 Fully Approved Homesites, $40,000 per lot - Total: $2,900,000. Seller will deliver the site fully engineered, fully approved recorded plat, with water & sewer capacity available through the City of Wildwood. Also Available Under Separate Listings: Phase 2 - 15 homesites, $106,000 per lot. Phase 4 – 65 homesites @ $40,000 per lot (G5104814).

Facts & features

The home at a glance

22 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesNorth

Community & fees

HOA fee$85/mo
Taxes (2025)$1,269/yr
PetsYes
CommunityDog Park · Gated Community - No Guard · Playground · Sidewalks

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$17,087 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,648
PMI (est., until 20% equity)$1,088
Property tax — 2025 actual bill$106
HOA fee — from the listing$85
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $290,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $290,000
Interest rate6.00%
Loan term

Estimated payment

$17,087/mo

Principal & interest$15,648
PMI (est., until 20% equity)$1,088
Property taxes (actual bill)$106
HOA / condo fee$85
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Oxford

Map of NE 125TH LOOP, PHASE 3

Drive times from this address

Downtown Orlando65 min
Universal Orlando68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oxford. See the full Oxford guide →

OXFORD 34484 — neighborhood snapshot

Population

5,409

Median age

51.1

Median income

$90,826

Median home value

$375,800

Avg household

2.18

Households w/ children

509

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oxford market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$326K$360K

Oxford median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 599% above the OXFORD 34484 median. See the full Oxford market guide →

Paper trail

This home's history

Nov 24, 2025Listed at $2,900,000 · 241 days on market since

Reality check

What actually sold near NE 125TH LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2175 CHERRY VALE PLACESold · Oct ’25

$265,000

2175 CHERRY VALE PLACE

2 bd · 2 ba · 1,132 sqft · $234/sqft · 63 DOM

2117 SMOAKS STREETSold · Dec ’25

$299,900

2117 SMOAKS STREET

2 bd · 2 ba · 1,132 sqft · $265/sqft · 6 DOM

3273 RIVERTON ROADSold · May ’26

$225,000

3273 RIVERTON ROAD

2 bd · 2 ba · 1,143 sqft · $197/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about NE 125TH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for NE 125TH LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

NE 125TH LOOP FAQs

What would the monthly payment be for NE 125TH LOOP, PHASE 3?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,087/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at NE 125TH LOOP, PHASE 3?+

The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on NE 125TH LOOP, PHASE 3?+

The most recent tax bill on record (2025) was $1,269. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at NE 125TH LOOP, PHASE 3?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oxford?+

At $2,900,000, this home is listed about 621% above the Oxford median of $402,000. The market section on this page shows how the area is trending.

Which schools are assigned to NE 125TH LOOP, PHASE 3?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AKIN REALTY COMPANY · Fran Dann-Akin. MLS #G5104879.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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