
10312 COUNTY ROAD 209, OXFORD, FL, 34484
Active1299 days on marketListed Jan 2, 2023MLS #P4923941
About this home
10312 COUNTY ROAD 209
Discover a rural retreat in Oxford, FL - 40-acres of paradise awaiting you. Nestled among the gorgeous land is an expansive 2,300 sqft home with 2 bedrooms and 2 bathrooms, a study/den, plus additional buildings to house all your farming equipment needs; including one 3,584 sq ft covered barn with a 768 sq ft mother-in-law suite. The mother-in-law suite offers two bedrooms & one bath along with an office perfect for working from home or entertaining guests. An 1,188 sq ft 3 bay garage with storage and/or additional laundry room. 572 sq ft carport. An additional 960 sq ft barn/garage. Eight 12x12 horse stalls and cattle pens. Make this your private getaway surrounded by fenced pastures for horses and cattle alike! The property can also be divided into eight 5 acre parcels if desired. Interior finishes of the home include Cypress, Red Cedar, Cherry Laurel, River Heart Pecky Cypress, Western Cedar, Douglas Fir, Blue Pine, and Camphor. SEE ATTACHED BROCHURE
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,280
Sqft
40 ac
Lot size
2
Garage
1979
Year built
One
Levels
$1,316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$17,536 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,536/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs N/A
$1,316 vs $286
Days on market
1299 vs 49 typical
Where $1,316/sqft sits among the 229 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$326K → $360K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
109 of 229
N/A have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 614% above the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 10312 COUNTY ROAD 209
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$384,900
1489 COUNTY ROAD 228 · same community
3 bd · 2 ba · 2,097 sqft · $184/sqft · 137 DOM
Sold · Dec ’25$254,000
Carr 156 KM 12.1 INT BO. PALO HINCADO · same community
5 bd · 2.5 ba · 2,510 sqft · $101/sqft · 79 DOM
Sold · Dec ’25$530,000
4933 ROUND LAKE ROAD · same community
3 bd · 2.5 ba · 2,632 sqft · $201/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10312 COUNTY ROAD 209 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10312 COUNTY ROAD 209 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10312 COUNTY ROAD 209 FAQs
What would the monthly payment be for 10312 COUNTY ROAD 209?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,536/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10312 COUNTY ROAD 209?+
The most recent tax bill on record (2022) was $763. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oxford?+
At $3,000,000, this home is listed about 646% above the Oxford median of $402,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10312 COUNTY ROAD 209?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,000,000 runs 614% above the OXFORD 34484 median — but at 2,280 sqft it's also 15% larger than the typical Oxford listing.
02Time on market is leverage
1299 days on market against a Oxford median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $4,000,000, now $3,000,000 — a $1.0M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CROSBY & ASSOCIATES, INC. · John Donley. MLS #P4923941.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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