
12500 PLACIDA ROAD, PLACIDA, FL, 33946
Active100 days on marketListed Apr 14, 2026MLS #D6146970
About this home
12500 PLACIDA ROAD
A Once in a Lifetime Waterfront Opportunity Near the Boca Grande Causeway, Offering 4.37± Acres with 2.49± Acres of Uplands and 1.88± Acres of Submerged Land. Offering direct access to local sandbars, Charlotte Harbor’s world class tarpon fishing, and open Gulf waters, this setting creates the perfect backdrop to create a one of a kind retreat. The existing home reflects a piece of Florida’s past and has experienced significant storm damage, presenting an opportunity for a restoration or complete redevelopment. Hardwood flooring, French doors, and built-in cabinetry offer glimpses of its original character. Mature trees frame the property, creating a sense of privacy and a connection to its history. While the structure remains, the true value lies in the land, the expansive water views, and the rare setting that is increasingly difficult to find. The submerged land ownership is a valuable advantage, potentially streamlining the process for future dock construction or other waterfront improvements. Panoramic water views stretch across the bay toward Boca Grande, creating a setting that is truly unmatched. The 2025 concrete seawall provides a strong foundation for a future dock and boat lift, where you can be on the water within minutes, enjoy sunset cruises from your backyard, or spend the day exploring the surrounding islands. Dolphin, osprey, and manatee are frequent visitors, adding to the natural beauty that surrounds you. Beyond the property, the location places you at the center of a lifestyle rich in history and charm. Just across the bridge, Boca Grande is known for its quiet elegance, uncrowded beaches, and the legendary Gasparilla Inn and Club, a landmark destination that has welcomed generations with fine dining and championship golf. The nearby Boca Grande Marina provides full service amenities for boaters, while Coral Creek Club and Lemon Bay Golf Club offer exceptional golf experiences set within beautifully preserved natural surroundings. For those traveling by air, Coral Creek Airport is just minutes away, offering convenient private plane access. In nearby Englewood, you will find a variety of activities including golf, pickleball, waterfront dining, and tiki bars, along with convenient access to shopping and medical facilities for comfortable, everyday living. With 4.37± acres, the property offers exceptional flexibility whether you envision renovating what is here, creating a brand new private estate with a pool and guest home, or exploring potential subdivision opportunities. Positioned at the gateway to Boca Grande, 12500 Placida Road is a rare opportunity to own a property that reflects a bygone era and shape it into something truly special.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,494
Sqft
4.37 ac
Lot size
2
Garage
1947
Year built
One
Levels
$2,610
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$23,081 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$23,081/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1153.9%
$/sqft vs N/A
$2,610 vs $288
Days on market
100 vs 91 typical
Where $2,610/sqft sits among the 227 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
105 of 227
N/A have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11043% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 12500 PLACIDA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$285,000
911 NW 33RD AVENUE · same community
3 bd · 2 ba · 1,454 sqft · $196/sqft · 80 DOM
Sold · Dec ’25$289,000
13905 SW 143RD STREET · same community
2 bd · 2 ba · 1,548 sqft · $187/sqft · 45 DOM
Sold · Dec ’25$270,000
146 BARRINGTON AVENUE · same community
4 bd · 2 ba · 1,554 sqft · $174/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12500 PLACIDA ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12500 PLACIDA ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12500 PLACIDA ROAD FAQs
What would the monthly payment be for 12500 PLACIDA ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,081/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12500 PLACIDA ROAD?+
The most recent tax bill on record (2025) was $4,972. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12500 PLACIDA ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $3,900,000, this home is listed about 501% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12500 PLACIDA ROAD?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,900,000 runs 11043% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Carla Stiver, PA. MLS #D6146970.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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