3095 COUNTY ROAD 202, OXFORD, FL, 34484
Active122 days on marketListed Apr 2, 2026MLS #GC538922
About this home
3095 COUNTY ROAD 202
17 acres of Vacant Land | Aquaculture + Residential Zoning | Spring-Fed Pond | Future Growth Potential Unlock the potential of this unique and versatile property located in the rapidly growing area of Oxford, Florida. Offering multiple zoning opportunities including Aquaculture and Residential, this property presents an exceptional investment for those looking to build, develop, farm, or secure land with long-term upside. Set on a beautiful parcel featuring a spring-fed pond, the property offers both natural beauty and functional value. Whether you envision a private homestead, agricultural use, aquaculture operation, or future rezoning opportunity, this property provides the flexibility to bring your vision to life. Infrastructure advantages are already in place with two wells on site, making the property ideal for agricultural or specialty use. The presence of water sources, combined with existing zoning allowances, makes this parcel especially appealing for buyers seeking land that is both usable today and positioned for tomorrow’s growth. Located just minutes from major roadways and the continued expansion surrounding The Villages & Ocala, this property sits in an area experiencing strong development momentum—making it an ideal candidate for future rezoning or investment potential. Whether you're an investor, developer, agricultural user, or someone looking to create a private retreat, opportunities like this are becoming increasingly rare.
Facts & features
The home at a glance
17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$17,306 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,306/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$326K → $360K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 604% above the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 3095 COUNTY ROAD 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$131,000
12129 GRAND OAK LANE
1 bd · 1 ba · 588 sqft · $223/sqft · 134 DOM
Sold · Sep ’25$159,500
12133 GRAND OAK LANE
1 bd · 1 ba · 725 sqft · $220/sqft · 203 DOM
Sold · Jul ’26$138,000
3607 UMBRELLA TREE LANE
2 bd · 2 ba · 772 sqft · $179/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3095 COUNTY ROAD 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3095 COUNTY ROAD 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3095 COUNTY ROAD 202 FAQs
What would the monthly payment be for 3095 COUNTY ROAD 202?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,306/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3095 COUNTY ROAD 202?+
The most recent tax bill on record (2025) was $1,465. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oxford?+
At $2,950,000, this home is listed about 634% above the Oxford median of $402,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3095 COUNTY ROAD 202?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,950,000 runs 604% above the OXFORD 34484 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
122 days on market against a Oxford median of 49 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Dustin Sims. MLS #GC538922.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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