David Ramirez
$204,900$225,0003 bd2 ba1,720 sqft$119 /sqft$1,566 /mo all-in ↓

1128 FOREST LANE, TAVARES, FL, 32778

Active371 days on marketListed Jul 19, 2025MLS #G5099594

Priced 38% below the TAVARES 32778 medianReduced $20KManufactured HomeTAVARES IMPERIAL MOBILE TERRACE ADD 04

About this home

1128 FOREST LANE

RARE "3" BED / 2 BATH - VIBRANT 55+ IMPERIAL TERRACE! *Seller is offering a $3,000 Flooring Credit at Closing with an Accepted Contract!* This charming triple-wide manufactured home is a haven of comfort and convenience, offering a delightful blend of serene living and active lifestyle opportunities. “Welcome” begins at curb appeal with easy maintenance landscaping and massive tree shade. Step inside to a spacious Open Floor Plan with an abundance of natural light flooding throughout the home. The main Living areas flow seamlessly for entertaining guests; a wood-burning fireplace brings cozy comfort on chilly days and winter eves - perfect for snuggling, reading a book, or watching a movie! The ‘eat-in’ Kitchen boasts ample counter space and storage for culinary enthusiasts. The Florida Room is always a fav 'go to' with French doors opening up to the main living areas, and a sliding glass door to access the outdoors. The Primary Bedroom provides a peaceful sanctuary, featuring warm wood-grain plank flooring, and EnSuite Bath with Soaking Tub, a separate Walk-in Shower, and Single-sink with oversized Vanity Cabinetry. Split Plan-Two additional Bedrooms and a full-size Bathroom provide flexibility for guests or alternate use ensuring ample space for your needs. EXTERIOR: Built-in Oversized Storage Shed with Front Access and Back Access with Double Doors for Golfcart and/or Mower Parking; Covered Carport and Circle Drive for additional parking. IN ADDITION: Brand New Roof (March 2025) New Back Staircase; Double-Pane Storm Windows (2017). HOA/COMMUNITY: Imperial Terrace is a highly desirable retirement community offering AMENITIES galore! The beneficiary of this fantastic land perk? The OWNER reaps the sweet rewards with a Low HOA Fee – No LOT Rent – You OWN Your Land - for REAL! The Clubhouse is a favorite with resident gatherings, BBQs, swimming, shuffleboard, and so much more. A community Boat Ramp provides easy access to the HARRIS CHAIN OF LAKES - perfect for Owners not living on the canal front to enjoy fishing, boating and water sports. Imperial Terrace is located off Hwy 441, just minutes from the best in Shopping, Dining, Entertainment, County Offices, and state-of-the-art Medical Facilities, PLUS, renowned local destinations - Mount Dora and The Villages! Easily commute to the Beach Coasts, Orlando Attractions, Airports and everywhere exciting that makes Floridians love living ‘central’ in the Sunshine State, year ‘round or Seasonal. Call to schedule your personal tour today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,720

Sqft

0.17 ac

Lot size

2007

Year built

One

Levels

$119

Per sqft

Fireplace55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesNortheast
ParkingCircular Driveway
ExteriorSliding Doors · Storage

Community & fees

HOA fee$50/mo
Taxes (2024)$706/yr
PetsYes
CommunityCommunity Boat Ramp · Water Access · Association Recreation - Owned · Clubhouse · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,566 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,206
FHA mortgage insurance (est.)$91
Property tax — 2024 actual bill$59
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,172Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,172
Interest rate6.00%
Loan term

Estimated payment

$1,566/mo

Principal & interest$1,206
FHA mortgage insurance (est.)$91
Property taxes (actual bill)$59
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $205K
$170KedgeAI estimate $218,206 · range $177K$283K$294K

vs edgeAI estimate

−6.1%

$/sqft vs Tavares actives

$119 vs $193

Days on market

371 vs 40 typical

Where $119/sqft sits among the 248 Tavares actives

49 · this home
84
47
36
9
23
$119–157$157–195$195–234$234–272$272–310$310+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tavares

Map of 1128 FOREST LANE

Drive times from this address

Downtown Orlando52 min
Universal Orlando56 min
Walt Disney World61 min
Orlando Int’l Airport (MCO)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$324K$345K

Tavares median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

118 of 248

Tavares actives have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% below the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

CurrentPrice reduced to $204,900 $20K
Jul 19, 2025Listed at $225,000 · 371 days on market since
2007Built · TAVARES IMPERIAL MOBILE TERRACE ADD 04

Reality check

What actually sold near 1128 FOREST LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2515 VINDALE ROADSold · Feb ’26

$217,500

2515 VINDALE ROAD · same community

2 bd · 2 ba · 1,152 sqft · $189/sqft · 151 DOM

1124 FOREST LANESold · May ’26

$139,000

1124 FOREST LANE · same community

2 bd · 2 ba · 1,120 sqft · $124/sqft · 21 DOM

2706 VINDALE ROADSold · Aug ’25

$140,000

2706 VINDALE ROAD · same community

2 bd · 2 ba · 1,104 sqft · $127/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1128 FOREST LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1128 FOREST LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1128 FOREST LANE FAQs

What would the monthly payment be for 1128 FOREST LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,566/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1128 FOREST LANE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1128 FOREST LANE?+

The most recent tax bill on record (2024) was $706. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1128 FOREST LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $204,900, this home is listed about 38% below the Tavares median of $329,999. The market section on this page shows how the area is trending.

Which schools are assigned to 1128 FOREST LANE?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAVARES 32778 market on paper

$204,900 is 38% below the TAVARES 32778 median of $329,245, and at $119/sqft it sits under the Tavares average of $213.

02Time on market is leverage

371 days on market against a Tavares median of 40 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $225,000, now $204,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA REALTY · Missy Conway. MLS #G5099594.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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