Lot F-20 EAGLES WAY WAY, TAVARES, FL, 32778
Active820 days on marketListed May 13, 2024MLS #O6203458
About this home
Lot F-20 EAGLES WAY WAY
Nestled in the heart of Deer Island, this lot presents an unparalleled opportunity for those with a taste for luxury and a love for nature. As the closest property to the Eagles Way Clubhouse, it offers an exclusive lifestyle that few can match. Deer Island is not just any island—it’s a sanctuary of serenity, cradled between the tranquil waters of Lake Dora and Lake Beauclaire, both esteemed members of the Harris Chain of Lakes. This is more than a location—it’s your personal slice of paradise. Imagine the possibilities as you envision your dream home taking shape on this prime lot. With the 18-hole championship golf course, ranked an impressive 24th on the 2023 Golfer’s Choice list, right at your doorstep, you can indulge in the sport at your leisure. As a homeowner in Deer Island, the club is yours to join, offering memberships for those seeking that extra touch of luxury. The location is a gateway to adventure and entertainment. A short drive takes you to Tavares, the renowned Seaplane Capital of the World, boasting a Splash Park and hosting over 16 major community events annually. The historic Downtown Mount Dora offers a plethora of exquisite dining options, unique shopping experiences, and captivating historical narratives. Craving for world-class entertainment? The world-famous theme parks of Disney and Universal, as well as the vibrant community of The Villages, are just a 45-minute journey away, promising endless excitement. This is more than a property—it’s the key to a lifestyle of elegance and class. Your dream home awaits on Deer Island. (Seller is licensed real estate agent SL#3546911)
Facts & features
The home at a glance
0.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,584 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,584/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,950/mo median
Live Tavares rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Island Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Island Club is a short-term-rental community. See the full guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $310K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot F-20 EAGLES WAY WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$390,000
18134 EAGLES WAY · same community
3 bd · 2 ba · 1,772 sqft · $220/sqft · 118 DOM
Sold · Mar ’26$357,000
30433 ISLAND CLUB DRIVE · same community
3 bd · 2 ba · 1,786 sqft · $200/sqft · 68 DOM
Sold · Nov ’25$420,000
18114 EAGLES WAY · same community
3 bd · 2 ba · 1,851 sqft · $227/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Lot F-20 EAGLES WAY WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot F-20 EAGLES WAY WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
Lot F-20 EAGLES WAY WAY FAQs
What would the monthly payment be for Lot F-20 EAGLES WAY WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,584/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at Lot F-20 EAGLES WAY WAY?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on Lot F-20 EAGLES WAY WAY?+
The most recent tax bill on record (2023) was $1,692. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can Lot F-20 EAGLES WAY WAY be rented short-term?+
Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at Lot F-20 EAGLES WAY WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $199,999, this home is listed about 41% below the Tavares median of $337,000. The market section on this page shows how the area is trending.
Which schools are assigned to Lot F-20 EAGLES WAY WAY?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TAVARES 32778 market on paper
$199,999 is 38% below the TAVARES 32778 median of $325,000.
02Zoned for nightly rentals
Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Golf Course & Tennis Court & Water views
The golf course and tennis court and water view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
820 days on market against a Tavares median of 51 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $549,999, now $199,999 — a $350K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KEYS TO THE BAY REAL ESTATE · Michelle Wall. MLS #O6203458.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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