LIVE OAK DRIVE, TAVARES, FL, 32778
Active359 days on marketListed Jul 29, 2025MLS #OM706218
About this home
LIVE OAK DRIVE
Experience the lifestyle you deserve with this AMAZING parcel available! Nestled between Lake Dora and Lake Beauclaire, Deer Island is an exclusive, private island gated community offering both golf and boating. The gated community that is approximately 400 acres of land bound by Lakes Dora and Beauclaire, both lakes being part of the "Chain of Lakes". There is no timeframe to build in this one-of-a-kind community, you can even bring your own builder! The Joe Lee designed 7,000-yard course offers beautiful lake views from almost every hole and is considered one of the Orlando area's top golf courses. It is just 45 minutes from both Orlando and The Villages and just minutes from the 429 Highway extension. Deer Island Golf Club features dining, full bar, and other premium amenities. It sits across from picturesque Mount Dora offering art galleries, boutiques, sidewalk cafes, and full calendar of festivals. This property is dry & has great golf course views. Golf course, clubhouse, tennis court, pool at the clubhouse and boat dock behind the clubhouse require private memberships.
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,590 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,590/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,008/mo median
Live Tavares rental listing data — this home’s rate depends on size, condition and furnishing.
The Mount Dora short-term market
▼ Softening44%
Occupancy
▼ 26% yr/yr
$224
Avg nightly rate
▲ 13% yr/yr
$26K/yr
Revenue per listing
$101
RevPAR
52 days
Booking lead time
4.4 nights
Avg stay
3
Typical min nights
223
Active rentals
▲ 9% supply
Seasonality — monthly occupancy
Peaks at 60% in Feb · bottoms at 31% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Mount Dora — the projection above is specific to this home’s size.
Where it sits
Inside Island Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Island Club is a short-term-rental community. See the full guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about LIVE OAK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for LIVE OAK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
LIVE OAK DRIVE FAQs
What would the monthly payment be for LIVE OAK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,590/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at LIVE OAK DRIVE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on LIVE OAK DRIVE?+
The most recent tax bill on record (2024) was $2,587. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can LIVE OAK DRIVE be rented short-term?+
Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at LIVE OAK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $190,000, this home is listed about 42% below the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to LIVE OAK DRIVE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAVARES 32778 market on paper
$190,000 is 42% below the TAVARES 32778 median of $329,245.
02Zoned for nightly rentals
Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
359 days on market against a Tavares median of 40 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $200,000, now $190,000 — a $10K cut. The full history is in the market section below.
Listing courtesy of SALLY LOVE REAL ESTATE · Melissa Gibson. MLS #OM706218.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tavares homes, in your inbox
Like LIVE OAK DRIVE but not quite? A daily digest of every new listing in Tavares — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →