37 SANDY BEACH WAY, PALM COAST, FL, 32137
Active8 days on marketListed Jul 15, 2026MLS #FC319941
About this home
37 SANDY BEACH WAY
You can say you are living the dream and really mean it when you are residing in this newer beachside community with coastal cottage style homes! Amenities include sidewalks, walking trails, inviting pool and cabana overlooking a scenic lake and a charming footbridge plus you can access the beach via a private, locked walk-over. Open and bright, the home has 3 bedrooms and 3 baths. All 3 bedrooms and 2 baths are on the first floor. Primary bath has a tub, separate shower, double sink vanity and toilet room. The 3rd bathroom is upstairs off the massive family/multi-purpose room and has a shower over tub and single vanity. The kitchen is inviting with a long breakfast bar and stainless-steel appliances. It overlooks the informal dining area. Inside laundry room is equipped with a washer, dryer and deep sink. The garage is in the back of the house which gives the front of the house extra curb appeal. There is a covered porch & balcony in the front and an additional covered porch in the back. Located in Palm Coast just south of Marineland. Available August 17, 2026.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,341
Sqft
0.25 ac
Lot size
2
Garage
2018
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$1 vs $223
Days on market
8 vs 47 typical
Where $1/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
172 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 37 SANDY BEACH WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$599,899
19 SMILING FISH LANE · same community
4 bd · 2.5 ba · 2,269 sqft · $264/sqft · 341 DOM
Sold · Apr ’26$760,000
7 TURTLE BEACH DRIVE · same community
4 bd · 2.5 ba · 2,434 sqft · $312/sqft · 83 DOM
Sold · Apr ’26$675,000
65 SANDY BEACH WAY · same community
3 bd · 2.5 ba · 2,172 sqft · $311/sqft · 729 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 37 SANDY BEACH WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 37 SANDY BEACH WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
37 SANDY BEACH WAY FAQs
What would the monthly payment be for 37 SANDY BEACH WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 37 SANDY BEACH WAY?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $3,500, this home is listed about 99% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 37 SANDY BEACH WAY?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of 100% REAL ESTATE & PROP. MGMT · John Dysart. MLS #FC319941.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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