35 OCEAN CREST WAY UNIT 1124, PALM COAST, FL, 32137
Active355 days on marketListed Aug 4, 2025MLS #FC311698
About this home
35 OCEAN CREST WAY UNIT 1124
Rented currently until June 1st. Gorgeous Tropical Villa Retreat at Hammock Beach – Fully Furnished | Walk to the Beach & More! Welcome to your serene escape in the exclusive Hammock Beach Resort! This beautifully appointed third-floor villa blends relaxed coastal living with upscale comfort. Fully furnished and decorated in chic tropical style, this retreat offers effortless living whether you're here for a short getaway or a longer stay. Step inside to an open-concept layout filled with natural light and warm coastal tones. The private balcony is the perfect spot for morning coffee or evening cocktails, with breezy views and the sounds of the nearby ocean. Enjoy a fully stocked kitchen with newer appliances, breakfast bar and a stylish dining area for six. Comfortable beds with new memory foam and spa-inspired baths. In-unit laundry with newer washer and dryer for your convenience. Full Spectrum package is available for cable. Elevator access and assigned parking. Just steps from your door, you’ll find white sandy beaches, bike trails, golf courses, and the renowned Atlantic Grille. You're also a block or so away from Publix and local restaurants. and resort amenities are available with a membership to the Hammock Beach Club. Whether you’re here for a short-term stay or a long-term lease, this villa offers the perfect mix of convenience, comfort, and coastal charm. Your Hammock Beach lifestyle starts here – unpack, unwind, and enjoy.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,264
Sqft
0.75 ac
Lot size
1
Garage
2002
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NORTHSHORE 05
$3 vs $464
Days on market
355 vs 47 typical
Where $3/sqft sits among the 21 homes for sale in NORTHSHORE 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
6 of 21
NORTHSHORE 05 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 35 OCEAN CREST WAY UNIT 1124
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$410,000
5 OCEAN CREST WAY UNIT 1432 · same community
3 bd · 2 ba · 1,264 sqft · $324/sqft · 53 DOM
Sold · Apr ’26$725,000
200 OCEAN CREST DRIVE UNIT 707 · same community
3 bd · 3 ba · 1,676 sqft · $433/sqft · 109 DOM
Sold · Mar ’26$670,000
200 OCEAN CREST DRIVE UNIT 515 · same community
3 bd · 3 ba · 1,676 sqft · $400/sqft · 383 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 35 OCEAN CREST WAY UNIT 1124 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35 OCEAN CREST WAY UNIT 1124 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
35 OCEAN CREST WAY UNIT 1124 FAQs
What would the monthly payment be for 35 OCEAN CREST WAY UNIT 1124?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 35 OCEAN CREST WAY UNIT 1124?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $3,500, this home is listed about 99% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 35 OCEAN CREST WAY UNIT 1124?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$3,500 is 99% below the PALM COAST 32137 median of $379,945, and at $3/sqft it sits under the Palm Coast average of $257.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
355 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Kory Lostaglio. MLS #FC311698.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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