200 OCEAN CREST DRIVE UNIT 138, PALM COAST, FL, 32137
Active50 days on marketListed Jun 5, 2026MLS #FC319072
About this home
200 OCEAN CREST DRIVE UNIT 138
Experience resort-style living at its finest from this beautifully furnished first-floor residence in the sought-after Hammock Beach Club. Offering 678 square feet of comfortable living space, this 1-bedroom, 1-bath condominium boasts breathtaking views of the Atlantic Ocean, the signature 18th fairway of the Jack Nicklaus Ocean Course at Ocean Hammock, and the spectacular Fantasy Pool Pavilion. An enclosed hallway leads to the front entrance, providing an added sense of privacy and exclusivity. Perfectly positioned on the first floor, this residence allows owners and guests to conveniently access the resort lobby and restaurants without the need for stairs or an elevator, making it one of the most accessible and convenient locations within the resort. The spacious floor plan features a generously sized bedroom, comfortable living area, convenient kitchenette, and an oversized private balcony that is larger than those typically found on standard one-bedroom residences. This exceptional outdoor living space serves as the perfect setting to enjoy spectacular sunrises, ocean breezes, and beautiful views of the lake, scenic boardwalk, the Atlantic Ocean, the golf course, and the resort grounds. Offered fully furnished, this turnkey property is ready for immediate enjoyment as a personal vacation retreat, second home, or investment opportunity. Coastal-inspired interiors, soaring ceilings, abundant natural light, and elegant finishes create a welcoming atmosphere that captures the essence of beachfront living. Owners enjoy access to the exceptional amenities of Hammock Beach Resort, including championship golf, oceanfront dining, a full-service spa, state-of-the-art fitness center, tennis courts, pickleball, and the renowned Fantasy Pool complex featuring a lazy river, water slide, multiple pools, and direct beach access. Whether you're seeking a carefree getaway, a resort lifestyle, or a property with strong rental potential, this exceptional residence offers the perfect combination of luxury, convenience, and unforgettable views in one of Florida's premier oceanfront resort communities.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
678
Sqft
0.44 ac
Lot size
1
Garage
2003
Year built
One
Levels
$472
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,946 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,946/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NORTHSHORE 05
$472 vs $464
Days on market
50 vs 47 typical
Where $472/sqft sits among the 20 homes for sale in NORTHSHORE 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
6 of 20
NORTHSHORE 05 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 138
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$275,000
200 OCEAN CREST DRIVE UNIT 722 · same community
1 bd · 1 ba · 678 sqft · $406/sqft · 135 DOM
Sold · Jul ’25$275,000
200 OCEAN CREST DRIVE UNIT 237 · same community
1 bd · 1 ba · 678 sqft · $406/sqft · 144 DOM
Sold · Mar ’26$410,000
5 OCEAN CREST WAY UNIT 1432 · same community
3 bd · 2 ba · 1,264 sqft · $324/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 138 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 138 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
200 OCEAN CREST DRIVE UNIT 138 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 138?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $1,946/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 138?+
The most recent tax bill on record (2025) was $3,727. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 138?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $320,000, this home is listed about 19% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 138?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$320,000 is 16% below the PALM COAST 32137 median of $379,945.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Karla Goodman. MLS #FC319072.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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