David Ramirez
$1,149,990$1,499,9904 bd3 ba3,274 sqft$351 /sqft$8,111 /mo all-in ↓

7 BEACH HAVEN PARKWAY, PALM COAST, FL, 32137

Active691 days on marketListed Sep 2, 2024MLS #FC303033

Reduced $350KSingle Family ResidenceBEACH HAVEN UN 1

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About this home

7 BEACH HAVEN PARKWAY

Virtually Staged. New Price! Are Stunning Ocean views on your check list for your dream home by the beach? If so, check yes! Take the scenic drive down A1A to the unhurried life island living offers. Meet Merivale- Encore Home's Newest Custom Model in Beach Haven! This unique property is one of a kind and offers a smart floor plan! You'll enjoy 2267 square feet of living space on the upper level to include open concept living designed to take in expansive views of the shimmering Atlantic Ocean! Dine indoors or on the large covered balcony with easy access to your custom kitchen complete with GE Cafe appliance package & wine refrigerator. With a nod to the laid back lifestyle at the beach you'll enjoy a fun ship lap wall with added custom- lighted shelving and matching vented ship lap hood over your 5 burner gas range. Large Island with sink and views to the sea during dinner prep make all of your kitchen dreams come true...Meander down the hall to the west side of the home and explore the owner's suite complete with a cozy little sitting area and its own sunset balcony! The fun doesn't stop there though- be sure and check out the large closet and dreamy Owner's bath with soaker tub for two- double vanity with ample storage and oversized shower. For guests you will find two additional bedrooms and full guest bath and laundry room on the main level. Downstairs and through the garage you will find the private entrance to a very smart lower level Flex space. The finished 1007 square feet located on the first level has an open concept living area that opens up to covered porches and outdoor kitchen hook-up. Inside the space you can create a family room with a bedroom with ensuite bath- or a beautiful guest suite and separate office. Whatever your vision of home looks like this unique floor plan accommodates! Come by and have a look- soak in the sunshine and breezes from oversized balcony overlong a wide expanse of the Sea or sip wine on the sunset balcony as you wind down your day. In your leisure time enjoy private beach access at sunset or join your neighbors for a nightcap by the community pool that overlooks the beautiful lake and footbridge. Florida's coastal lifestyle has never looked better than this vision of home in the premier gated community of Beach Haven! Buyer to verify all measurements.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,274

Sqft

0.15 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$351

Per sqft

Water viewPets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave · Range Hood · Tankless Water Heater · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMetal · Shingle
ConstructionCement Siding · HardiPlank Type · Wood Frame
FoundationStem Wall
ViewWater
FacesWest
ParkingGarage Door Opener
ExteriorBalcony · Irrigation System · Lighting · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$262/mo
Taxes (2025)$12,633/yr
PetsYes
CommunityWater Access · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fiber Optics · Phone Available · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,111 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$1,053
HOA fee — from the listing$262
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $114,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $114,999
Interest rate6.00%
Loan term

Estimated payment

$8,111/mo

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property taxes (actual bill)$1,053
HOA / condo fee$262
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$973KedgeAI estimate $1,062,730 · range $1.0M$1.2M$1.2M

vs edgeAI estimate

+8.2%

$/sqft vs Palm Coast actives

$351 vs $221

Days on market

691 vs 47 typical

Where $351/sqft sits among the 400 Palm Coast actives

180
93
38
36 · this home
18
35
$157–212$212–268$268–323$323–378$378–433$433+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 7 BEACH HAVEN PARKWAY

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

176 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 203% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,149,990 $350K
Sep 2, 2024Listed at $1,499,990 · 691 days on market since
2024Built · BEACH HAVEN UN 1

Reality check

What actually sold near 7 BEACH HAVEN PARKWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 BEACH HAVEN PARKWAYSold · Aug ’25

$1,050,000

5 BEACH HAVEN PARKWAY · same community

4 bd · 3.5 ba · 2,883 sqft · $364/sqft · 354 DOM

25 SANDY BEACH WAYSold · May ’26

$740,000

25 SANDY BEACH WAY · same community

4 bd · 4 ba · 2,680 sqft · $276/sqft · 99 DOM

25 SANDY BEACH WAYSold · Dec ’25

$615,000

25 SANDY BEACH WAY · same community

4 bd · 4 ba · 2,680 sqft · $229/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7 BEACH HAVEN PARKWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7 BEACH HAVEN PARKWAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7 BEACH HAVEN PARKWAY FAQs

What would the monthly payment be for 7 BEACH HAVEN PARKWAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,111/mo — principal and interest, the actual property-tax bill, the $262/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7 BEACH HAVEN PARKWAY?+

The association fee works out to $262 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7 BEACH HAVEN PARKWAY?+

The most recent tax bill on record (2025) was $12,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7 BEACH HAVEN PARKWAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $1,149,990, this home is listed about 191% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7 BEACH HAVEN PARKWAY?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,149,990 runs 203% above the PALM COAST 32137 median — but at 3,274 sqft it's also 74% larger than the typical Palm Coast listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

691 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,499,990, now $1,149,990 — a $350K cut. The full history is in the market section below.

Listing courtesy of LOKATION · Sharon Melton. MLS #FC303033.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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