3502 N OCEAN SHORE BOULEVARD, PALM COAST, FL, 32137
Active21 days on marketListed Jul 14, 2026MLS #FC319896
About this home
3502 N OCEAN SHORE BOULEVARD
This unique 0.42-acre homesite presents a rare opportunity along scenic North Ocean Shore Boulevard. Across from the beach and situated on Scenic A1A. Boasting Intracoastal Access. Zoned Residential Commercial, the property offers exceptional flexibility for a variety of potential uses while placing you just a short walk from the beach access at Varn Park. The property also features frontage along Fox Cut, which connects directly to the Intracoastal Waterway. Enjoy peaceful natural views and convenient boating access With approximately 18,077 square feet, no HOA, potential ocean views, easy beach access, and easy access to both the beach and waterways, this property offers an outstanding setting for a custom coastal residence, investment opportunity, or other permitted use. Located along A1A near Palm Coast, Flagler Beach, Beverly Beach, and Hammock Dunes, this is a rare chance to own a versatile piece of Florida’s coastal lifestyle.
Facts & features
The home at a glance
0.41 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,927 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,927/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 3502 N OCEAN SHORE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$317,000
37 W WATERSIDE PARKWAY
2 bd · 2 ba · 1,578 sqft · $201/sqft · 128 DOM
Sold · Oct ’25$428,000
14 DEERFIELD COURT
3 bd · 2 ba · 1,640 sqft · $261/sqft · 102 DOM
Sold · Dec ’25$300,000
145 W WATERSIDE PARKWAY
2 bd · 2 ba · 1,649 sqft · $182/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3502 N OCEAN SHORE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3502 N OCEAN SHORE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3502 N OCEAN SHORE BOULEVARD FAQs
What would the monthly payment be for 3502 N OCEAN SHORE BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,927/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3502 N OCEAN SHORE BOULEVARD?+
The most recent tax bill on record (2025) was $5,392. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $574,900, this home is listed about 44% above the Palm Coast median of $399,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3502 N OCEAN SHORE BOULEVARD?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$574,900 runs 49% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Skyler Ciolino. MLS #FC319896.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 3502 N OCEAN SHORE BOULEVARD but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →