40 EDGEWATER DRIVE, PALM COAST, FL, 32164
Active88 days on marketListed Apr 28, 2026MLS #FC317640
About this home
40 EDGEWATER DRIVE
New Price: $599,000! Stunning custom-built pool home located in the desirable E-section of the Cypress Knoll neighborhood in Palm Coast, a sought-after golf course area. This beautifully upgraded residence offers 4 bedrooms, 4 bathrooms, and a versatile den on an oversized corner lot, showcasing exceptional craftsmanship and thoughtful design throughout. Elegant architectural details abound, including double tray ceilings in the master bedroom, dining room, and den, adding depth and sophistication to the home’s most prominent living spaces. The chef’s kitchen features maple cabinetry, stainless steel appliances including a gas cooktop with full exhaust hood, built-in oven and microwave, granite countertops, under-cabinet lighting, and a spacious island. The breakfast nook boasts mitered windows overlooking the pool, while the sunken family room, complete with a gas fireplace and built-in shelving, creates a warm and inviting living space. The luxurious owner’s suite includes a private sitting area, and the spa-like bath offers a walk-in shower, whirlpool tub, and dual vanities. A private second-level guest suite adds flexibility, along with a convenient pool bath accessible from the lanai. Extensive upgrades include a whole-house generator, dual HVAC systems with 3-zone control, roof replaced in 2018 with wind mitigation certified, updated gas hot water heater, pool equipment, and garage system, enhanced drainage and irrigation, and beautifully landscaped grounds with stonework and pavers. Additional highlights include central sound and intercom, plantation shutters, retractable screens on the double front entry doors for added comfort and airflow, an outdoor wet bar with wine cooler, and a gated garden area, perfect for enjoying Florida living. Ideally situated within minutes of the Cypress Knoll Golf Course, this home enjoys a prime Northeast Florida location just approximately 40 minutes from historic St. Augustine, known as the nation’s oldest city, and Daytona Beach, famous for its world-renowned racing events, and about an hour to an hour and a half from Jacksonville and Orlando, home to major attractions including Walt Disney World, offering convenient access to beaches, shopping, and dining, truly an exceptional location.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,001
Sqft
0.28 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,015 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,015/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CYPRESS KNOLL
$200 vs $258
Days on market
88 vs 47 typical
Where $200/sqft sits among the 9 homes for sale in CYPRESS KNOLL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Knoll
Get to know Palm Coast. See the full Palm Coast guide →
Cypress Knoll — neighborhood snapshot
Population
3,641
Median age
57
Median income
$57,009
Median home value
$360,266
Avg household
2
Households w/ children
277
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
3 of 9
CYPRESS KNOLL have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 40 EDGEWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$780,000
2356 MESSENGER CIRCLE · same community
4 bd · 2 ba · 2,709 sqft · $288/sqft · 111 DOM
Sold · Feb ’26$385,000
2 ELLIOT PLACE · same community
3 bd · 3 ba · 2,558 sqft · $151/sqft · 9 DOM
Sold · Nov ’25$585,000
9 EVANSTON LANE · same community
4 bd · 3 ba · 2,431 sqft · $241/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 40 EDGEWATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 40 EDGEWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
40 EDGEWATER DRIVE FAQs
What would the monthly payment be for 40 EDGEWATER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,015/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 40 EDGEWATER DRIVE?+
The most recent tax bill on record (2025) was $4,779. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 40 EDGEWATER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $599,000, this home is listed about 52% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 40 EDGEWATER DRIVE?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,000 runs 76% above the PALM COAST 32164 median — but at 3,001 sqft it's also 59% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $629,000, now $599,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Bogdana Subachev. MLS #FC317640.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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