20 EVANSTON LANE, PALM COAST, FL, 32164
Active116 days on marketListed Apr 3, 2026MLS #FC317464
Come see it
Upcoming open house
Sat, Aug 1
11:00 AM – 1:00 PM
About this home
20 EVANSTON LANE
This meticulously updated home in sought-after Cypress Knoll is truly turn-key. Walking in you get the feel of elegance and quality from this Amaral Custom Home with tall ceilings and french doors which lead to the ultra private pool / spa and rear lanai from the Family room, Dining room and master suite. Recent improvements include upgrading to a large chefs kitchen with upgraded cabinetry and lighting, more than ample amount of drawer and cabinet space, a fully renovated laundry room with custom cabinetry, designer tile, and a farmhouse sink. Hardwood flooring, custom closet inserts, and fresh paint in the master suite; and professionally repainted interiors throughout, including all three bathrooms, with expert attention to moldings and trim. Outside, enjoy a resurfaced pool and spa with a brand-new control and filtration system, a freshly re-screened and repainted lanai with Shark Coat flooring, and a professionally painted exterior door with elegant accent details. The garage also features a Shark Coat finish, New garage door openers, built in storage cabinets. A producing lime tree completes the package. Move in and enjoy, the work has already been done.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,528
Sqft
0.34 ac
Lot size
3
Garage
2007
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,530 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,530/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.1%
$/sqft vs CYPRESS KNOLL
$261 vs $248
Days on market
116 vs 47 typical
Where $261/sqft sits among the 9 homes for sale in CYPRESS KNOLL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Knoll
Get to know Palm Coast. See the full Palm Coast guide →
Cypress Knoll — neighborhood snapshot
Population
3,641
Median age
57
Median income
$57,009
Median home value
$360,266
Avg household
2
Households w/ children
277
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
4 of 9
CYPRESS KNOLL have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 20 EVANSTON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$385,000
2 ELLIOT PLACE · same community
3 bd · 3 ba · 2,558 sqft · $151/sqft · 9 DOM
Sold · Nov ’25$585,000
9 EVANSTON LANE · same community
4 bd · 3 ba · 2,431 sqft · $241/sqft · 7 DOM
Sold · Mar ’26$641,702
73 EBB TIDE LANE · same community
4 bd · 3 ba · 2,431 sqft · $264/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20 EVANSTON LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 EVANSTON LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20 EVANSTON LANE FAQs
What would the monthly payment be for 20 EVANSTON LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,530/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20 EVANSTON LANE?+
The most recent tax bill on record (2025) was $6,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $659,000, this home is listed about 67% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20 EVANSTON LANE?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$659,000 runs 94% above the PALM COAST 32164 median — but at 2,528 sqft it's also 34% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
116 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of GRAND LIVING REALTY · John Taylor. MLS #FC317464.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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