David Ramirez
$699,0003 bd2 ba2,017 sqft$347 /sqft$4,717 /mo all-in ↓

35 EDGELY LANE, PALM COAST, FL, 32164

Active180 days on marketListed Jan 26, 2026MLS #FC315577

Private poolSingle Family ResidenceCYPRESS KNOLL

About this home

35 EDGELY LANE

Welcome to this nearly new, 2022-built heated pool home, offering a fully fenced backyard and a 3-car tandem garage (two-car frontage with an extra-deep bay ideal for a third vehicle, boat, or additional storage). Step inside to a bright, open layout highlighted by soaring tray ceilings and a spacious, airy feel throughout. The open-concept floor plan is perfect for entertaining, featuring a beautiful light-filled kitchen with a large center island and island seating, ideal for gathering with family and friends. The private primary suite showcases a tray ceiling and a luxurious en-suite bath with his-and-hers vanities, a soaking garden tub, a large walk-in shower, and generous walk-in closets. The split-bedroom layout provides privacy, with the second and third bedrooms offering high ceilings and sharing a spacious second full bath. Step outside to your own private retreat—an impressive in-ground heated pool with a huge screened lanai, accented by elegant travertine tile flooring. The expansive covered area is perfect for year-round outdoor living and entertaining, all within a beautifully landscaped and private backyard. Located in one of Palm Coast’s most desirable NO-HOA communities with no rental restrictions, this home offers exceptional flexibility for primary residence, second home, or investment use. Enjoy proximity to miles of biking and hiking trails, the Palm Coast Tennis & Pickleball Center, and just minutes to the beach. Welcome home to your own private oasis.--

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,017

Sqft

0.23 ac

Lot size

2

Garage

2022

Year built

One

Levels

$347

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Solid Surface Counters · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ParkingGarage Door Opener · Tandem
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$6,278/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,717 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$523
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$4,717/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$523
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$403KedgeAI estimate $483,568 · range $420K$627K$727K

vs edgeAI estimate

+44.6%

$/sqft vs CYPRESS KNOLL

$347 vs $248

Days on market

180 vs 47 typical

Where $347/sqft sits among the 9 homes for sale in CYPRESS KNOLL

2
3
3
0
0
1 · this home
$200–224$224–249$249–273$273–298$298–322$322+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cypress Knoll

Map of 35 EDGELY LANE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Cypress Knoll — neighborhood snapshot

Population

3,641

Median age

57

Median income

$57,009

Median home value

$360,266

Avg household

2

Households w/ children

277

For the school run

Flagler County School District

ElementaryBunnell Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

4 of 9

CYPRESS KNOLL have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 106% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jan 26, 2026Listed at $699,000 · 180 days on market since
2022Built · CYPRESS KNOLL

Reality check

What actually sold near 35 EDGELY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

48 EVANS DRIVESold · Mar ’26

$419,000

48 EVANS DRIVE · same community

4 bd · 2 ba · 2,030 sqft · $206/sqft · 8 DOM

20 ELIAS LANESold · Sep ’25

$379,000

20 ELIAS LANE · same community

3 bd · 2 ba · 1,956 sqft · $194/sqft · 141 DOM

8 EAGLE PLACESold · Jun ’26

$395,000

8 EAGLE PLACE · same community

3 bd · 2 ba · 2,125 sqft · $186/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 35 EDGELY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 35 EDGELY LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

35 EDGELY LANE FAQs

What would the monthly payment be for 35 EDGELY LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,717/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 35 EDGELY LANE?+

The most recent tax bill on record (2025) was $6,278. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 35 EDGELY LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $699,000, this home is listed about 77% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 35 EDGELY LANE?+

Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$699,000 runs 106% above the PALM COAST 32164 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

180 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

Listing courtesy of VIRTUAL HOMES REALTY · Alina Pekarsky. MLS #FC315577.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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