153 ISLAND ESTATES PARKWAY, PALM COAST, FL, 32137
Active114 days on marketListed Apr 13, 2026MLS #FC317695
About this home
153 ISLAND ESTATES PARKWAY
Your private enclave awaits. Presenting a rare opportunity to build a custom waterfront estate within the exclusive, guard-gated enclave of Hammock Beach Island Estates in Palm Coast. This exceptional homesite boasts approximately 140 feet of pristine canal frontage, offering a serene and private backdrop for an elegant coastal residence. Designed for the discerning buyer, this property provides direct, bridge-free access to the Intracoastal Waterway—a true boater’s dream with seamless navigation to open waters. Whether envisioning a private dock, luxury yacht access, or sunset cruises from your backyard, the possibilities are unparalleled. Nestled along a private paved road behind 24/7 guard-gated security, this intimate community ensures the utmost privacy and exclusivity. Surrounded by distinguished estates and lush coastal landscapes, the setting is both tranquil and refined. Perfectly positioned just moments from scenic Florida State Road A1A, you’ll enjoy convenient access to nearby pristine Atlantic beaches—ideal for morning walks, sunrises, and the quintessential Florida coastal lifestyle. Residents enjoy proximity to the world-class amenities of Hammock Beach Golf Resort & Spa, including two championship golf courses, an oceanfront clubhouse with multiple dining venues, fitness center, oceanside pool, tennis, pickleball, bocce, and a full calendar of social events. With no mandatory build time, you can secure this premier property now and build at your own pace. This is more than a homesite—it is a canvas for a legacy property in one of Florida’s most coveted coastal communities. A truly rare offering where luxury, security, and effortless waterfront living converge.
Facts & features
The home at a glance
0.95 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,160 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,160/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 153 ISLAND ESTATES PARKWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,100,000
73 ISLAND ESTATES PARKWAY · same community
4 bd · 3 ba · 3,015 sqft · $365/sqft · 64 DOM
Sold · May ’26$1,650,000
131 ISLAND ESTATES PARKWAY · same community
4 bd · 4.5 ba · 4,489 sqft · $368/sqft · 79 DOM
Sold · Jun ’26$1,450,000
133 ISLAND ESTATES PARKWAY · same community
5 bd · 6 ba · 4,909 sqft · $295/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 153 ISLAND ESTATES PARKWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 153 ISLAND ESTATES PARKWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
153 ISLAND ESTATES PARKWAY FAQs
What would the monthly payment be for 153 ISLAND ESTATES PARKWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,160/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 153 ISLAND ESTATES PARKWAY?+
The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 153 ISLAND ESTATES PARKWAY?+
The most recent tax bill on record (2025) was $3,774. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 153 ISLAND ESTATES PARKWAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $549,900, this home is listed about 38% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 153 ISLAND ESTATES PARKWAY?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$549,900 runs 44% above the PALM COAST 32137 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
114 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $565,000, now $549,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Sydney Mariano. MLS #FC317695.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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