21 RIVER LANDING DRIVE, PALM COAST, FL, 32137
Active36 days on marketListed Jun 26, 2026MLS #FC319522
Come see it
Upcoming open house
Sat, Aug 1
11:00 AM – 1:00 PM
About this home
21 RIVER LANDING DRIVE
Nestled in the heart of Grand Haven, this beautiful one-story end-unit townhome is perfectly positioned to enjoy the very best of the community. As an end unit, it’s filled with gorgeous natural light that shows off the recently refinished hardwood floors, which look practically brand new. Lovingly maintained by the same owner for 22 years, the home offers thoughtful updates throughout, including new quartz countertops and cabinetry in both bathrooms and elegant plantation shutters. The floor plan is highly functional and livable, featuring an attached two-car garage, an indoor laundry room, a cozy breakfast nook, and a versatile den/office. Both bedrooms include spacious walk-in closets, and the kitchen is appointed with attractive 42" maple cabinets. Step outside to the peaceful covered lanai—an ideal place to relax and enjoy tranquil views of the pond. When you’re ready to get out and about, it’s just a three-minute walk to the Village Center, where you’ll find the community pool, restaurant, pickleball and tennis courts, and more. Golfers will appreciate that the clubhouse is less than a five-minute drive away. Spotlessly maintained, this property works beautifully as a full-time residence or an easy, lock-and-leave second home. For those seeking a truly turn-key experience, furnishings—including dishes and kitchenware—are available for purchase separately, outside of the real estate contract.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,828
Sqft
0.16 ac
Lot size
2
Garage
2004
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,445 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,445/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs GRAND HAVEN
$262 vs $248
Days on market
36 vs 47 typical
Where $262/sqft sits among the 19 homes for sale in GRAND HAVEN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Haven
Get to know Palm Coast. See the full Palm Coast guide →
Grand Haven — neighborhood snapshot
Population
3,308
Median age
65
Median income
$88,771
Median home value
$468,511
Avg household
2
Households w/ children
182
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
6 of 19
GRAND HAVEN have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 21 RIVER LANDING DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$365,000
200 RIVERFRONT DRIVE UNIT B103 · same community
3 bd · 2 ba · 1,762 sqft · $207/sqft · 34 DOM
Sold · Mar ’26$530,000
6 PLAYERS CIRCLE · same community
3 bd · 2 ba · 1,973 sqft · $269/sqft · 27 DOM
Sold · Nov ’25$425,000
22 CROSSTIE COURT · same community
2 bd · 2 ba · 1,989 sqft · $214/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21 RIVER LANDING DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21 RIVER LANDING DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21 RIVER LANDING DRIVE FAQs
What would the monthly payment be for 21 RIVER LANDING DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,445/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21 RIVER LANDING DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21 RIVER LANDING DRIVE?+
The most recent tax bill on record (2025) was $2,857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21 RIVER LANDING DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $479,000, this home is listed about 21% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 21 RIVER LANDING DRIVE?+
Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$479,000 runs 26% above the PALM COAST 32137 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Old Kings Elementary School, Indian Trails Middle School, Matanzas High School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $494,000, now $479,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRAND LIVING REALTY · Cindy Tetreault. MLS #FC319522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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