42 SHINNECOCK DRIVE, PALM COAST, FL, 32137
Active38 days on marketListed Jun 30, 2026MLS #FC319577
About this home
42 SHINNECOCK DRIVE
Don’t miss this incredible opportunity to own one of the best values in the highly sought-after, gated community of Grand Haven. This beautifully maintained 3-bedroom, 2-bath home with a 2-car garage offers the perfect combination of comfort, elegance, and resort-style living. Step inside to soaring ceilings and a bright, open floor plan featuring beautiful hardwood floors throughout the living areas. The home offers a formal living room, formal dining room, and a spacious family room, providing plenty of space for both everyday living and entertaining. The kitchen is appointed with granite countertops, ample cabinetry, and overlooks the main living area. Designed with privacy in mind, the desirable split-bedroom floor plan features a spacious primary suite tucked away from the guest bedrooms. The primary retreat offers a large walk-in closet and a private en-suite bathroom complete with dual vanities, a relaxing garden tub, and a separate walk-in shower. The two guest bedrooms are generously sized and share a full bathroom on the opposite side of the home. Step outside to the covered lanai overlooking a peaceful nature preserve, creating the perfect setting to enjoy your morning coffee or unwind at the end of the day while enjoying the privacy and beauty of the natural surroundings. Living in Grand Haven means enjoying an unmatched lifestyle with world-class amenities, including a Jack Nicklaus Signature Golf Course, two resort-style community pools, two fitness centers, tennis courts, pickleball courts, two on-site restaurants, and miles of scenic walking and biking trails along the Intracoastal Waterway. Whether you’re looking for a primary residence, seasonal getaway, or investment opportunity, this home offers exceptional value in one of Palm Coast’s premier gated communities. Conveniently located close to shopping, dining, medical facilities, and just minutes from the beach, this home truly offers the best of Florida living. Easy to show and ready for its new owners! Roof 2018, AC 2017, Hot water heater 2020, Garbage Disp 2025, Irrigation pump 2024, Stove $ Dishwasher 2014 Quarterly pest control & Termite bond in place through Massey, Exterior paint 2025
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,883
Sqft
0.24 ac
Lot size
2
Garage
2001
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,509 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,509/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20%
$/sqft vs GRAND HAVEN
$212 vs $249
Days on market
38 vs 50 typical
Where $212/sqft sits among the 18 homes for sale in GRAND HAVEN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Haven
Get to know Palm Coast. See the full Palm Coast guide →
Grand Haven — neighborhood snapshot
Population
3,308
Median age
65
Median income
$88,771
Median home value
$468,511
Avg household
2
Households w/ children
182
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
10 of 18
GRAND HAVEN have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 42 SHINNECOCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$530,000
6 PLAYERS CIRCLE · same community
3 bd · 2 ba · 1,973 sqft · $269/sqft · 27 DOM
Sold · Nov ’25$425,000
22 CROSSTIE COURT · same community
2 bd · 2 ba · 1,989 sqft · $214/sqft · 31 DOM
Sold · Apr ’26$365,000
200 RIVERFRONT DRIVE UNIT B103 · same community
3 bd · 2 ba · 1,762 sqft · $207/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 42 SHINNECOCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42 SHINNECOCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
42 SHINNECOCK DRIVE FAQs
What would the monthly payment be for 42 SHINNECOCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,509/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 42 SHINNECOCK DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 42 SHINNECOCK DRIVE?+
The most recent tax bill on record (2025) was $9,641. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 42 SHINNECOCK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $399,900, this home is priced right at the Palm Coast median.
Which schools are assigned to 42 SHINNECOCK DRIVE?+
Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VIRTUAL HOMES REALTY · Alina Pekarsky. MLS #FC319577.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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