10 RIVER POINT DRIVE, PALM COAST, FL, 32137
Active136 days on marketListed Mar 18, 2026MLS #FC316912
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About this home
10 RIVER POINT DRIVE
River Club of Grand Haven, this home offers easy, maintenance-free living in a great location. This single-story townhome features 2 bedrooms, a den/office, 2 baths, approximately 1,828 square feet, a two-car garage, and a screened patio—with a layout that’s both functional and comfortable. Inside, you’ll find a light-filled, open living and dining area that works well for everyday living or having guests over. The primary suite includes ample closet space and a private bath, and the screened patio is a great spot to unwind while taking in pond and golf course views. Conveniently located to the clubhouse and pools, and positioned between the Village Center and the Grand Haven Golf Club, you’ll have easy access to fitness, café, tennis, pickleball, bocce, clubhouse dining, and golf. Just minutes to Flagler Beach, parks, shopping, dining, and medical facilities, making this a great option for full-time living or a seasonal retreat.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,828
Sqft
0 ac
Lot size
2
Garage
2005
Year built
One
Levels
$246
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.5%
$/sqft vs GRAND HAVEN
$246 vs $250
Days on market
136 vs 47 typical
Where $246/sqft sits among the 19 homes for sale in GRAND HAVEN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Haven
Get to know Palm Coast. See the full Palm Coast guide →
Grand Haven — neighborhood snapshot
Population
3,308
Median age
65
Median income
$88,771
Median home value
$468,511
Avg household
2
Households w/ children
182
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
5 of 19
GRAND HAVEN have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 RIVER POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$365,000
200 RIVERFRONT DRIVE UNIT B103 · same community
3 bd · 2 ba · 1,762 sqft · $207/sqft · 34 DOM
Sold · Mar ’26$530,000
6 PLAYERS CIRCLE · same community
3 bd · 2 ba · 1,973 sqft · $269/sqft · 27 DOM
Sold · Nov ’25$425,000
22 CROSSTIE COURT · same community
2 bd · 2 ba · 1,989 sqft · $214/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10 RIVER POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 RIVER POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10 RIVER POINT DRIVE FAQs
What would the monthly payment be for 10 RIVER POINT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,269/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10 RIVER POINT DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10 RIVER POINT DRIVE?+
The most recent tax bill on record (2025) was $3,032. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 RIVER POINT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $449,000, this home is listed about 14% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10 RIVER POINT DRIVE?+
Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$449,000 runs 18% above the PALM COAST 32137 median.
02Time on market is leverage
136 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Old Kings Elementary School, Indian Trails Middle School, Matanzas High School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $465,000, now $449,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Shellie Keever. MLS #FC316912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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