300 CINNAMON BEACH WAY UNIT 221, PALM COAST, FL, 32137
Active25 days on marketListed Jun 30, 2026MLS #FC319475
About this home
300 CINNAMON BEACH WAY UNIT 221
Experience refined coastal living in this impeccably maintained, like-new end residence within the exclusive oceanfront community of Cinnamon Beach. Perfectly positioned on the featured 8th hole of the Hammock Beach Golf Club, this exceptional condominium captures abundant natural light through expansive windows while offering sweeping golf course views with sparkling glimpses of the Atlantic Ocean beyond. Spanning more than 2,000 square feet of thoughtfully designed living space, this residence features three generously sized bedroom suites, three full bathrooms, and an open-concept floor plan designed for both relaxed everyday living and effortless entertaining. The gourmet kitchen showcases rich granite countertops, abundant custom cabinetry, and a casual dining area that flows seamlessly into the elegant living and dining spaces. Sliding glass doors lead to an oversized covered balcony where panoramic views of the signature 8th fairway and the Atlantic coastline create the perfect backdrop for morning coffee, evening cocktails, and refreshing ocean breezes. Meticulously maintained and truly move-in ready, this residence presents an exceptional opportunity as a primary home, luxurious vacation retreat, or high-performing investment, with short-term rentals permitted. Life at Cinnamon Beach is defined by world-class resort amenities and an unmatched coastal lifestyle. Residents enjoy private beach access, an oceanfront pool overlooking the Atlantic, a spectacular lakeside zero-entry pool with a splash zone, an elegant clubhouse, fitness center, game room, seasonal café, and miles of pristine beach just steps from your door. Discover the perfect balance of luxury, privacy, championship golf, and resort-style living in one of Northeast Florida's most coveted beachfront communities. This is more than a home—it's a destination.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,003
Sqft
0.3 ac
Lot size
2005
Year built
One
Levels
$324
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,627 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,627/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8%
$/sqft vs OCEAN HAMMOCK
$324 vs $448
Days on market
25 vs 47 typical
Where $324/sqft sits among the 28 homes for sale in OCEAN HAMMOCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
15 of 28
OCEAN HAMMOCK have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 300 CINNAMON BEACH WAY UNIT 221
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$675,000
200 CINNAMON BEACH WAY UNIT 131 · same community
3 bd · 3 ba · 2,003 sqft · $337/sqft · 125 DOM
Sold · Apr ’26$612,500
300 CINNAMON BEACH WAY UNIT 251 · same community
3 bd · 3 ba · 2,003 sqft · $306/sqft · 115 DOM
Sold · Jun ’26$675,000
41 KINGFISHER LANE · same community
3 bd · 3 ba · 2,290 sqft · $295/sqft · 212 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 300 CINNAMON BEACH WAY UNIT 221 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 300 CINNAMON BEACH WAY UNIT 221 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
300 CINNAMON BEACH WAY UNIT 221 FAQs
What would the monthly payment be for 300 CINNAMON BEACH WAY UNIT 221?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,627/mo — principal and interest, the actual property-tax bill, the $163/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 300 CINNAMON BEACH WAY UNIT 221?+
The association fee works out to $163 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 300 CINNAMON BEACH WAY UNIT 221?+
The most recent tax bill on record (2025) was $6,703. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 300 CINNAMON BEACH WAY UNIT 221?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $649,000, this home is listed about 64% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 300 CINNAMON BEACH WAY UNIT 221?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,000 runs 71% above the PALM COAST 32137 median.
02Golf Course & Water views
The golf course and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA BEACHES REAL ESTATE · P. Jordan Farrell. MLS #FC319475.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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