1100 CINNAMON BEACH WAY UNIT 1024, PALM COAST, FL, 32137
Active44 days on marketListed Jun 20, 2026MLS #FC319100
About this home
1100 CINNAMON BEACH WAY UNIT 1024
Enjoy the best of coastal resort living in this beautifully updated second-floor condominium located within the highly sought-after gated community of Cinnamon Beach at Ocean Hammock. Overlooking a tranquil lake with glimpses of the Atlantic Ocean beyond, this spacious residence offers the perfect blend of comfort, style, and investment potential. The open-concept floor plan features luxury vinyl plank flooring throughout the main living areas, crown molding, and abundant natural light. The renovated kitchen is designed for both functionality and entertaining, showcasing cabinetry, quartz countertops, stainless steel appliances, a large breakfast bar, and a coastal-inspired tile backsplash. The kitchen flows seamlessly into the dining and living areas, creating an inviting space for gathering with family and friends. Sliding glass doors open to a generous covered balcony overlooking the lake, providing the ideal setting to enjoy morning coffee, evening breezes, and picturesque water views. The spacious living room is thoughtfully designed with comfortable seating and coastal finishes, while the dining area offers ample room for entertaining. Located just steps from the beach, this residence provides easy access to Cinnamon Beach's exceptional amenities, including oceanfront and lakeside pools, a fitness center, game room, seasonal café, clubhouse, and private beach access. Whether you're seeking a primary residence, vacation retreat, or income-producing rental property, this turnkey condominium offers an outstanding opportunity to enjoy the Florida coastal lifestyle. Community Features: Gated Oceanfront Community • Beach Access • Oceanfront & Lakeside Pools • Fitness Center • Clubhouse • Seasonal Café • Game Room • Walking Trails • Short-Term Rentals Permitted.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,682
Sqft
0.3 ac
Lot size
1
Garage
2004
Year built
One
Levels
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,074 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,074/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.5%
$/sqft vs OCEAN HAMMOCK
$327 vs $446
Days on market
44 vs 47 typical
Where $327/sqft sits among the 27 homes for sale in OCEAN HAMMOCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
13 of 27
OCEAN HAMMOCK have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 1100 CINNAMON BEACH WAY UNIT 1024
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$410,000
1100 CINNAMON BEACH WAY UNIT 1062 · same community
3 bd · 2 ba · 1,682 sqft · $244/sqft · 153 DOM
Sold · Aug ’25$515,000
1200 CINNAMON BEACH WAY UNIT 1142 · same community
3 bd · 2 ba · 1,682 sqft · $306/sqft · 80 DOM
Sold · Sep ’25$780,000
900 CINNAMON BEACH WAY UNIT 862 · same community
3 bd · 2 ba · 1,682 sqft · $464/sqft · 482 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1100 CINNAMON BEACH WAY UNIT 1024 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1100 CINNAMON BEACH WAY UNIT 1024 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1100 CINNAMON BEACH WAY UNIT 1024 FAQs
What would the monthly payment be for 1100 CINNAMON BEACH WAY UNIT 1024?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,074/mo — principal and interest, the actual property-tax bill, the $993/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1100 CINNAMON BEACH WAY UNIT 1024?+
The association fee works out to $993 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1100 CINNAMON BEACH WAY UNIT 1024?+
The most recent tax bill on record (2025) was $5,274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1100 CINNAMON BEACH WAY UNIT 1024?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $550,000, this home is listed about 39% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1100 CINNAMON BEACH WAY UNIT 1024?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$550,000 runs 45% above the PALM COAST 32137 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $993/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Luke O'Reilly. MLS #FC319100.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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