1000 CINNAMON BEACH WAY UNIT 942, PALM COAST, FL, 32137
Active831 days on marketListed Apr 25, 2024MLS #FC300272
About this home
1000 CINNAMON BEACH WAY UNIT 942
Turnkey Coastal Retreat at Cinnamon Beach – Steps from the Atlantic. Experience effortless Florida living in this beautifully appointed Cinnamon Beach condo, where the Atlantic Ocean is just steps from your door. Ideally located near the community’s amenity center, residents and guests enjoy access to two resort-style pools, a splash pad, game rooms, and more—perfect for both relaxation and entertainment. This light-filled residence features an open-concept floor plan designed for comfortable everyday living and unforgettable vacations. Luxury vinyl plank flooring runs throughout the home, with tile in the kitchen and bathrooms, and brand-new LVP installed in all bedrooms, creating a fresh, cohesive coastal aesthetic. Offered fully furnished and truly turnkey, this condo includes new washer and dryer, new TVs, elegant coastal artwork, and new bedding—everything stays. Simply bring your toothbrush and start enjoying the beach lifestyle from day one. The well-appointed kitchen and spacious living areas flow seamlessly, making the home ideal for hosting family and friends. Whether used as a primary residence, second home, or investment property, this condo offers exceptional versatility. The property is in the vacation rental program, providing the opportunity for income generation while enjoying personal use as desired. A rare opportunity to own a move-in ready, income-producing coastal condo in one of Flagler Beach’s most sought-after oceanfront communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,682
Sqft
0.3 ac
Lot size
2
Garage
2004
Year built
Three Or More
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,073 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,073/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.6%
$/sqft vs OCEAN HAMMOCK
$309 vs $446
Days on market
831 vs 52 typical
Where $309/sqft sits among the 27 homes for sale in OCEAN HAMMOCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
13 of 27
OCEAN HAMMOCK have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 1000 CINNAMON BEACH WAY UNIT 942
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$410,000
1100 CINNAMON BEACH WAY UNIT 1062 · same community
3 bd · 2 ba · 1,682 sqft · $244/sqft · 153 DOM
Sold · Aug ’25$515,000
1200 CINNAMON BEACH WAY UNIT 1142 · same community
3 bd · 2 ba · 1,682 sqft · $306/sqft · 80 DOM
Sold · Sep ’25$780,000
900 CINNAMON BEACH WAY UNIT 862 · same community
3 bd · 2 ba · 1,682 sqft · $464/sqft · 482 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1000 CINNAMON BEACH WAY UNIT 942 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1000 CINNAMON BEACH WAY UNIT 942 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1000 CINNAMON BEACH WAY UNIT 942 FAQs
What would the monthly payment be for 1000 CINNAMON BEACH WAY UNIT 942?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,073/mo — principal and interest, the actual property-tax bill, the $186/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1000 CINNAMON BEACH WAY UNIT 942?+
The association fee works out to $186 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1000 CINNAMON BEACH WAY UNIT 942?+
The most recent tax bill on record (2025) was $5,231. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1000 CINNAMON BEACH WAY UNIT 942?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $520,000, this home is listed about 30% above the Palm Coast median of $399,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1000 CINNAMON BEACH WAY UNIT 942?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$520,000 runs 35% above the PALM COAST 32137 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
831 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $575,000, now $520,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER (HAMMOCK) · Tammy Selic. MLS #FC300272.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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