18 N LAKEWALK DRIVE, PALM COAST, FL, 32137
Active52 days on marketListed Jun 13, 2026MLS #FC319229
About this home
18 N LAKEWALK DRIVE
Discover the ideal setting for your future dream home on this stunning lakefront lot located in the highly sought-after, gated community of Palm Coast Plantation. Situated along the pristine waters of Emerald Lake—a 126-acre, spring-fed freshwater lake—this property offers exceptional views, serenity, and endless possibilities for custom construction. With a generously sized buildable footprint, the homesite can accommodate a home approximately 45 feet wide, giving you ample flexibility for design, layout, and luxury outdoor living. Enjoy the opportunity to add your own private dock, perfect for fishing, kayaking, or simply taking in the peaceful beauty of the lake. There is a conservation easement on the lot, CE Amendment from the SJRWMD on file at the HOA and has been paid for this allows for Vista view trimming. Inquire for specifics. In addition, we have two architectural/contractor designs for houses that fit on the property and a survey which would be made available to the Buyer. Resort style community amenities including a lakefront pool, fitness center, nature trails, pickleball, tennis, basketball courts, and playground area. Private boat & RV storage—unique to this community; boat launch to the ICW adjacent to the neighborhood. Intracoastal pavilion for fishing, wildlife viewing, or enjoying waterfront sunsets. NO CDD and minutes to beaches, golf, shopping, dining, and Flagler’s coastal lifestyle, this is truly one of the best opportunities to build in a premier Intracoastal community. Build your dream home and enjoy luxury living surrounded by nature’s finest. ***The property boundaries shown on the photos are for illustrative purposes only and may not reflect the exact legal property lines. All property dimensions are approximate and should be independently verified by a surveyor.***
Facts & features
The home at a glance
0.63 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,377 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,377/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 18 N LAKEWALK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$540,000
45 N RIVERWALK DRIVE · same community
3 bd · 2 ba · 2,202 sqft · $245/sqft · 59 DOM
Sold · Dec ’25$450,000
71 N RIVERWALK DRIVE · same community
4 bd · 2 ba · 2,322 sqft · $194/sqft · 166 DOM
Sold · Apr ’26$695,000
36 HERON DRIVE · same community
4 bd · 3 ba · 2,323 sqft · $299/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18 N LAKEWALK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18 N LAKEWALK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18 N LAKEWALK DRIVE FAQs
What would the monthly payment be for 18 N LAKEWALK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,377/mo — principal and interest, the actual property-tax bill, the $239/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18 N LAKEWALK DRIVE?+
The association fee works out to $239 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18 N LAKEWALK DRIVE?+
The most recent tax bill on record (2025) was $1,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18 N LAKEWALK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $135,000, this home is listed about 66% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18 N LAKEWALK DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$135,000 is 65% below the PALM COAST 32137 median of $384,950.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER (HAMMOCK) · Tammy Selic. MLS #FC319229.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 18 N LAKEWALK DRIVE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →