284 S RIVERWALK DRIVE, PALM COAST, FL, 32137
Active190 days on marketListed Jan 22, 2026MLS #FC315462
About this home
284 S RIVERWALK DRIVE
Build Your Dream Home in Palm Coast Plantation! Welcome to one of Palm Coast’s beautiful water front residential communities. This parcel offers a chance for you to choose your own builder and your own time frame. Imagine designing and building your custom residence surrounded by mature landscaping, with convenient access to community amenities, scenic surroundings, and everyday conveniences. Enjoy the best of Florida living with: A private, tranquil setting — the community is full of big beautiful trees and well kept grounds. Prime location — situated in Palm Coast Plantation, a well-established community known for its charm and convenient access to shopping, dining, and recreation. Just minutes from A1A beaches, Flagler Beach, the heart of Palm Coast, and major roadways for easy commuting. Close to amenities — enjoy the community's active life! Take advantage of the community park/playground, water access, nature trail, Rv/boat storage, clubhouse, fitness center, large pool, hot tub, pool table, community events, and more. Whether you’re planning a year-round residence, a vacation home, or something to hold onto, this lot provides the perfect canvas to bring your vision to life. Don’t miss this opportunity to secure land in this well respected neighborhood!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,333 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,333/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 284 S RIVERWALK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$450,000
71 N RIVERWALK DRIVE · same community
4 bd · 2 ba · 2,322 sqft · $194/sqft · 166 DOM
Sold · Apr ’26$695,000
36 HERON DRIVE · same community
4 bd · 3 ba · 2,323 sqft · $299/sqft · 77 DOM
Sold · Dec ’25$649,000
67 N LAKEWALK DRIVE · same community
3 bd · 3 ba · 2,472 sqft · $263/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 284 S RIVERWALK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 284 S RIVERWALK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
284 S RIVERWALK DRIVE FAQs
What would the monthly payment be for 284 S RIVERWALK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,333/mo — principal and interest, the actual property-tax bill, the $239/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 284 S RIVERWALK DRIVE?+
The association fee works out to $239 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 284 S RIVERWALK DRIVE?+
The most recent tax bill on record (2025) was $1,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 284 S RIVERWALK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $129,900, this home is listed about 67% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 284 S RIVERWALK DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$129,900 is 66% below the PALM COAST 32137 median of $384,900.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
190 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TRADEMARK REALTY GROUP LLC · Steven Thomas. MLS #FC315462.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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