David Ramirez

63 N RIVERWALK DRIVE, PALM COAST, FL, 32137

Active75 days on marketListed May 21, 2026MLS #FC318694

Priced 61% below the PALM COAST 32137 medianPALM COAST PLANTATION

About this home

63 N RIVERWALK DRIVE

This lot is located on the west side of the quiet cul-de-sac street of N. Riverwalk Dr across from the Intracoastal in Palm Coast Plantation. If you want an unobstructed, private backyard view of a pond and beautiful nature preserve and, on some mornings, hear the oceans waves, then this is the lot for you! Build your East – West facing custom home and enjoy morning sunrises and evening sunsets. There are also some beautiful established Oak and Palm trees that could be incorporated into the landscaping. Not ready to build yet, that too is okay as there are no time restrictions. Palm Coast Plantation is a gated community that offers residents an array of amenities including tennis, pickleball, basketball, boat/RV storage area and a beautiful community large pool, spa and kiddie pool that overlooks Emerald Lake. The beautiful club house hosts social functions every month and a Game room to enjoy a game of pool, darts, cards or Mahjong. Herschel King Park is adjacent to PCP for public use and boat launch. PCP has so much to enjoy and is one of the most sought-after subdivisions in Palm Coast that has ample sidewalks, streetlights and no City of Palm Coast taxes or CDD fees. Call for an appointment and gate access.

Facts & features

The home at a glance

0.24 ac

Lot size

Water viewPets allowed

Inside

Outside & construction

ViewWater

Community & fees

HOA fee$239/mo
Taxes (2025)$1,264/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,453 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$882
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$105
HOA fee — from the listing$239
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,247
Interest rate6.00%
Loan term

Estimated payment

$1,453/mo

Principal & interest$882
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$105
HOA / condo fee$239
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palm Coast

Map of 63 N RIVERWALK DRIVE

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$355K$360K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

May 21, 2026Listed at $149,900 · 75 days on market since

Reality check

What actually sold near 63 N RIVERWALK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

45 N RIVERWALK DRIVESold · Jul ’26

$540,000

45 N RIVERWALK DRIVE · same community

3 bd · 2 ba · 2,202 sqft · $245/sqft · 59 DOM

71 N RIVERWALK DRIVESold · Dec ’25

$450,000

71 N RIVERWALK DRIVE · same community

4 bd · 2 ba · 2,322 sqft · $194/sqft · 166 DOM

36 HERON DRIVESold · Apr ’26

$695,000

36 HERON DRIVE · same community

4 bd · 3 ba · 2,323 sqft · $299/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 63 N RIVERWALK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 63 N RIVERWALK DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

63 N RIVERWALK DRIVE FAQs

What would the monthly payment be for 63 N RIVERWALK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,453/mo — principal and interest, the actual property-tax bill, the $239/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 63 N RIVERWALK DRIVE?+

The association fee works out to $239 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 63 N RIVERWALK DRIVE?+

The most recent tax bill on record (2025) was $1,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 63 N RIVERWALK DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $149,900, this home is listed about 63% below the Palm Coast median of $399,950. The market section on this page shows how the area is trending.

Which schools are assigned to 63 N RIVERWALK DRIVE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM COAST 32137 market on paper

$149,900 is 61% below the PALM COAST 32137 median of $384,950.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GRAND LIVING REALTY · Joan Paulus. MLS #FC318694.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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