16 MARBELLA COURT, PALM COAST, FL, 32137
Active68 days on marketListed May 29, 2026MLS #FC318905
About this home
16 MARBELLA COURT
Nestled on a quiet cul-de-sac in the prestigious gated community of Hammock Dunes, this beautifully maintained lakefront home offers the perfect blend of comfort, privacy, and coastal living. With more than 2,400 square feet of thoughtfully designed living space, you'll enjoy peaceful water views, abundant natural light, and an inviting layout that feels like home from the moment you step inside. The spacious open floor plan is ideal for both everyday living and entertaining. The kitchen flows effortlessly into the living and dining areas, while expansive windows showcase serene lake views that create a relaxing backdrop throughout the home. The generous primary suite is a true retreat, featuring tranquil water views, a walk-in closet, and a spacious en suite bath with dual vanities, a soaking garden tub, and a separate walk-in shower. Guest bedrooms are situated on the opposite side of the home, offering comfort and privacy for family or visitors. Thoughtful details including plantation shutters, an interior laundry room, a spacious two-car garage, and mature landscaping add to the home's charm and everyday convenience. Located on the barrier island just beyond the Hammock Dunes Bridge, this home offers the opportunity to enjoy one of Flagler County's most sought-after communities. Residents appreciate the peaceful surroundings, scenic walking and biking paths, golf cart-friendly streets, and protected natural areas. Optional membership at the Hammock Dunes Club provides access to championship golf, oceanfront dining, tennis, pickleball, fitness facilities, a vibrant social calendar, and private beach access. Whether you're sipping your morning coffee overlooking the lake or enjoying an evening golf cart ride through the neighborhood, this home offers a lifestyle that's hard to match. Your next chapter begins with a private tour, come experience lakefront living at its finest.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,429
Sqft
0.25 ac
Lot size
2
Garage
1994
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HAMMOCK DUNES
$2 vs $449
Days on market
68 vs 52 typical
Where $2/sqft sits among the 19 homes for sale in HAMMOCK DUNES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Dunes
Get to know Palm Coast. See the full Palm Coast guide →
Hammock Dunes — neighborhood snapshot
Population
1,391
Median age
65
Median income
$121,250
Median home value
$772,500
Avg household
2
Households w/ children
31%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
6 of 19
HAMMOCK DUNES have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 16 MARBELLA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,375,000
85 AVENUE DE LA MER UNIT 102 · same community
3 bd · 2.5 ba · 2,417 sqft · $569/sqft · 0 DOM
Sold · Sep ’25$630,000
20 CASA BELLA CIRCLE UNIT 902 · same community
3 bd · 2.5 ba · 2,463 sqft · $256/sqft · 197 DOM
Sold · Feb ’26$750,000
175 AVENUE DE LA MER UNIT 303 · same community
3 bd · 2.5 ba · 2,480 sqft · $302/sqft · 249 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16 MARBELLA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 MARBELLA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16 MARBELLA COURT FAQs
What would the monthly payment be for 16 MARBELLA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $200/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 16 MARBELLA COURT?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $5,500, this home is listed about 99% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16 MARBELLA COURT?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$5,500 is 99% below the PALM COAST 32137 median of $383,175, and at $2/sqft it sits under the Palm Coast average of $261.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Pam Capela. MLS #FC318905.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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