
11 AVENUE DE LA MER UNIT 1306, PALM COAST, FL, 32137
Active119 days on marketListed Apr 8, 2026MLS #FC317432
About this home
11 AVENUE DE LA MER UNIT 1306
Experience refined coastal living from this beautifully maintained 2 bedroom, 2 bath oceanview residence located in the sought-after community of Hammock Dunes. Offering 1,490 square feet of thoughtfully designed living space, this light-filled condominium features an open-concept layout with seamless flow between the kitchen, dining, and living areas, all extending to a spacious covered balcony with stunning views of the Atlantic Ocean and resort-style pool. The kitchen is well-appointed with granite countertops, ample cabinetry, and a functional layout ideal for both everyday living and entertaining. The primary suite serves as a private retreat with direct balcony access, generous closet space, and a spacious en-suite bath featuring a soaking tub and separate shower. A comfortable guest bedroom and full bath provide ideal accommodations for visitors. Additional highlights include crown molding, updated flooring, and a flexible bonus space perfect for a home office or sitting area. Enjoy the ease of condominium living with access to exceptional amenities, ideally positioned for both full-time living or a seasonal retreat. To further elevate the Hammock Dunes Community lifestyle, membership to the Hammock Dunes Club is available offering a superior member experience. Featuring an oceanfront clubhouse as well as a “Low Country” clubhouse with formal and casual dining options, two Audubon-certified golf courses by legendary designers Tom Fazio and Rees Jones, a 5,000 sq ft ocean-view fitness center, oceanfront pool complex, playground, splash pad, tennis courts, pickleball, croquet, bocce, and more.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,490
Sqft
0.05 ac
Lot size
1
Garage
1992
Year built
One
Levels
$382
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,980 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,980/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2%
$/sqft vs HAMMOCK DUNES
$382 vs $568
Days on market
119 vs 52 typical
Where $382/sqft sits among the 18 homes for sale in HAMMOCK DUNES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Dunes
Get to know Palm Coast. See the full Palm Coast guide →
Hammock Dunes — neighborhood snapshot
Population
1,391
Median age
65
Median income
$121,250
Median home value
$772,500
Avg household
2
Households w/ children
31%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
6 of 18
HAMMOCK DUNES have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 11 AVENUE DE LA MER UNIT 1306
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$557,500
15 AVENUE DE LA MER UNIT 2304 · same community
2 bd · 2 ba · 1,458 sqft · $382/sqft · 3 DOM
Sold · Apr ’26$517,500
1 VISCAYA LANE UNIT 2204 · same community
2 bd · 2.5 ba · 1,837 sqft · $282/sqft · 102 DOM
Sold · Jul ’26$785,000
17 MARBELLA COURT · same community
3 bd · 2 ba · 2,058 sqft · $381/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11 AVENUE DE LA MER UNIT 1306 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 AVENUE DE LA MER UNIT 1306 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11 AVENUE DE LA MER UNIT 1306 FAQs
What would the monthly payment be for 11 AVENUE DE LA MER UNIT 1306?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,980/mo — principal and interest, the actual property-tax bill, the $995/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11 AVENUE DE LA MER UNIT 1306?+
The association fee works out to $995 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11 AVENUE DE LA MER UNIT 1306?+
The most recent tax bill on record (2025) was $6,501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11 AVENUE DE LA MER UNIT 1306?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $569,000, this home is listed about 42% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11 AVENUE DE LA MER UNIT 1306?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$569,000 runs 48% above the PALM COAST 32137 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $995/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
119 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Krista Libby. MLS #FC317432.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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