David Ramirez
$1,299,000$1,375,0003 bd3 ba3,123 sqft$416 /sqft$8,630 /mo all-in ↓

8 RUE RENOIR, PALM COAST, FL, 32137

Active186 days on marketListed Jan 28, 2026MLS #FC315444

Reduced $76KPrivate poolSingle Family ResidenceHAMMOCK DUNES

About this home

8 RUE RENOIR

Welcome to 8 Rue Renoir, a beautifully maintained home set on an expansive half-acre homesite along the 13th fairway in the exclusive guard-gated community of Hammock Dunes in Palm Coast. Offering a rare combination of privacy, space, and resort-style outdoor living, this residence stands apart from many smaller properties in the community and features a new roof and new A/C for peace of mind. Inside, more than 3,100 square feet of living space showcases travertine flooring throughout and an open layout with three bedrooms and three full baths. The remodeled kitchen features granite countertops, a gas cooktop, copper farmhouse sink, and custom cabinetry, opening to a warm family room with a natural stone gas fireplace. The spacious great room with 12-foot ceilings provides an inviting setting for both everyday living and entertaining. The primary suite offers two walk-in closets and a luxurious bath with soaking tub, walk-in shower, and elegant finishes. A secondary bedroom with Murphy bed provides flexible use as a home office or guest room, while the third bedroom features an en-suite bath and walk-in closet. Step outside to your private resort-style backyard, complete with a Pentair saltwater pool with zero-entry entry, bubblers, deck jets, rain curtain, and a unique swim-up bar, along with a separate six-person hot tub and covered entertaining area. Mature landscaping and a tropical orchard with lime, lemon, orange, pineapple, and banana trees add a distinctive Florida touch. Hammock Dunes Club membership is optional and offers access to 36 holes of championship golf, oceanfront dining, tennis, pickleball, croquet, a fitness center, and two clubhouses, creating an exceptional coastal lifestyle.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,123

Sqft

0.6 ac

Lot size

2

Garage

1994

Year built

One

Levels

$416

Per sqft

Private poolFireplaceGolf Course view

Inside

FlooringTravertine · Hardwood
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCrown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesSoutheast
ExteriorLighting · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$72/mo
Taxes (2025)$10,815/yr
PetsCats OK, Dogs OK
CommunityGulf/Ocean Front · Water Access · Gated Community - Guard

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Propane · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,630 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$901
HOA fee — from the listing$72
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$8,630/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$901
HOA / condo fee$72
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$862KedgeAI estimate $1,179,267 · range $898K$1.5M$1.5M

vs edgeAI estimate

+10.2%

$/sqft vs HAMMOCK DUNES

$416 vs $571

Days on market

186 vs 47 typical

Where $416/sqft sits among the 16 homes for sale in HAMMOCK DUNES

8 · this home
2
3
0
2
1
$262–463$463–665$665–866$866–1068$1068–1269$1269+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hammock Dunes

Map of 8 RUE RENOIR inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Hammock Dunes — neighborhood snapshot

Population

1,391

Median age

65

Median income

$121,250

Median home value

$772,500

Avg household

2

Households w/ children

31%

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

5 of 16

HAMMOCK DUNES have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 242% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,299,000 $76K
Jan 28, 2026Listed at $1,375,000 · 186 days on market since
1994Built · HAMMOCK DUNES

Reality check

What actually sold near 8 RUE RENOIR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3 CORDOBA COURTSold · Jan ’26

$1,400,000

3 CORDOBA COURT · same community

3 bd · 3.5 ba · 3,048 sqft · $459/sqft · 2 DOM

2 MARBELLA COURTSold · Jun ’26

$1,060,000

2 MARBELLA COURT · same community

3 bd · 4.5 ba · 2,971 sqft · $357/sqft · 106 DOM

20 PORTO MAR UNIT 601Sold · Dec ’25

$1,550,000

20 PORTO MAR UNIT 601 · same community

4 bd · 3.5 ba · 2,950 sqft · $525/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8 RUE RENOIR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8 RUE RENOIR — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8 RUE RENOIR FAQs

What would the monthly payment be for 8 RUE RENOIR?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,630/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8 RUE RENOIR?+

The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8 RUE RENOIR?+

The most recent tax bill on record (2025) was $10,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8 RUE RENOIR?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $1,299,000, this home is listed about 229% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8 RUE RENOIR?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,299,000 runs 242% above the PALM COAST 32137 median — but at 3,123 sqft it's also 66% larger than the typical Palm Coast listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

186 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,375,000, now $1,299,000 — a $76K cut. The full history is in the market section below.

Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Katherine Gable. MLS #FC315444.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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