68 BRISTOL LANE, PALM COAST, FL, 32137
Active98 days on marketListed Apr 18, 2026MLS #FC317844
About this home
68 BRISTOL LANE
Experience elevated coastal living in Sea Colony, Palm Coast’s premier oceanfront, gated community with a 24-hour staffed entrance, offering unmatched privacy, security, and exclusivity. With private beach access, an oceanfront clubhouse, heated pool, and spa, every day feels like a resort escape. All this without CDD fees! Imagine starting your mornings with a refreshing walk on the beach, spending your afternoons surfing, fishing, or reading your favorite book with your toes in the sand, and ending your day relaxing under the stars listening to the gentle waves of the Atlantic in your private heated pool. Perfectly positioned for the ultimate Florida lifestyle, enjoy miles of pristine beach, nearby waterfront dining and boating less than a mile away, and easy day trips to historic St. Augustine, vibrant Daytona Beach, and world-class Orlando attractions. Notably larger than many homes in the community, this move-in ready home eliminates the hassle of renovations and delivers peace of mind with extensive, high-quality updates already completed. Thoughtfully designed for comfort and flexibility, it offers 5 spacious bedrooms and 3.5 baths, including a first-floor primary suite—ideal for multigenerational living or added privacy. The open, inviting layout is perfect for entertaining or relaxing, while the private heated, screened-in pool creates your own backyard oasis for year-round enjoyment. Everyday convenience is enhanced with a first-floor laundry room located just off the entry—an uncommon and practical feature for Florida homes. Significant upgrades ensure both modern style and long-term value: 2022: New roof and bamboo flooring 2023: New Toilets, Cabinets, and Fixtures in all 4 bathrooms, Cement board siding, hurricane-rated windows and 3-way slider, Hurricane Garage Door, Renovated kitchen with soft-close cabinetry and new appliances, and new HVAC system, 2024: Whole-house water filtration system, water softener, and new pool heater 2025: Updated stairway railing and risers. This is more than a home—it’s a lifestyle upgrade. Whether you're seeking a full-time residence or a coastal retreat, this exceptional property offers the perfect combination of luxury, location, and peace of mind.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,394
Sqft
0.2 ac
Lot size
2
Garage
1989
Year built
Two
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,379 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,379/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SEA COLONY SUB
$330 vs $342
Days on market
98 vs 47 typical
Where $330/sqft sits among the 8 homes for sale in SEA COLONY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
3 of 8
SEA COLONY SUB have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 68 BRISTOL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$430,000
5 NANTUCKET DRIVE · same community
3 bd · 2.5 ba · 1,991 sqft · $216/sqft · 118 DOM
Sold · Mar ’26$450,000
35 BEDFORD DRIVE · same community
3 bd · 2.5 ba · 1,940 sqft · $232/sqft · 19 DOM
Sold · Feb ’26$645,000
7 BRISTOL DRIVE · same community
3 bd · 2.5 ba · 1,906 sqft · $338/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 68 BRISTOL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 68 BRISTOL LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
68 BRISTOL LANE FAQs
What would the monthly payment be for 68 BRISTOL LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,379/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 68 BRISTOL LANE?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 68 BRISTOL LANE?+
The most recent tax bill on record (2025) was $4,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 68 BRISTOL LANE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $789,000, this home is listed about 100% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 68 BRISTOL LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$789,000 runs 108% above the PALM COAST 32137 median — but at 2,394 sqft it's also 27% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
98 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $823,000, now $789,000 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CULVER REALTY & PROPERTY MGMT · Joseph Poole. MLS #FC317844.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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