39 AVALON TERRACE, PALM COAST, FL, 32137
Active245 days on marketListed Nov 22, 2025MLS #FC314255
About this home
39 AVALON TERRACE
Your Coastal Escape Awaits Location! Location! Location! Welcome to your own slice of paradise in the highly desirable oceanfront community of Sea Colony of Palm Coast. Perfectly positioned along the scenic A1A, this gated beachside enclave is just 30 minutes from historic St. Augustine and 30 minutes from vibrant Daytona Beach—giving you the best of Florida’s coastal lifestyle. As you enter through the 24/7 guarded gates, you’re welcomed by majestic oak canopies, lush landscaping, and tranquil lakes accented by fountains and local wildlife. About the Home This beautifully remodeled 2-bedroom, 2-bath residence offers modern updates throughout, including: -All-new tile flooring throughout the home -Completely new kitchen with updated cabinetry -Two fully renovated bathrooms with new fixtures, tile, and walk-in showers -New interior doors, trim, and paint -New hurricane-rated windows -New lighting and ceiling fans -Enclosed and insulated sunroom with new doors and windows -New paver patio -New Furnace/AC (May 2018) -New Roof (May 2018) -All new appliances—refrigerator, stove, microwave, dishwasher, washer, and dryer (Nov 2018) Just three short blocks from the Atlantic Ocean, you can start your mornings with coffee or end your evenings with a cocktail while enjoying ocean breezes and the soothing sound of distant waves. Sea Colony Amenities Residents enjoy exclusive access to: Oceanfront clubhouse & pool Private beach walkover with stunning sunrise views Walking paths, serene lakes, and beautifully maintained grounds The community is surrounded by recreational opportunities—tennis, pickleball, basketball, golf, parks, bike and running trails, shopping, and dining are all just minutes away. The Intracoastal Waterway, located right across the street, offers endless options for boating, kayaking, fishing, and watersports. Experience the perfect blend of security, charm, and active coastal living. This home is truly a must-see and won’t last long—schedule your private tour today! Buyers to verify all information.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,550
Sqft
0.13 ac
Lot size
2
Garage
1989
Year built
One
Levels
$342
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,206 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,206/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.9%
$/sqft vs SEA COLONY SUB
$342 vs $331
Days on market
245 vs 47 typical
Where $342/sqft sits among the 8 homes for sale in SEA COLONY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
3 of 8
SEA COLONY SUB have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 39 AVALON TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$344,000
4 BEDFORD DRIVE · same community
3 bd · 2 ba · 1,578 sqft · $218/sqft · 12 DOM
Sold · May ’26$519,000
29 BRISTOL LANE · same community
3 bd · 2 ba · 1,398 sqft · $371/sqft · 141 DOM
Sold · Jan ’26$325,600
30 MEDFORD DRIVE · same community
3 bd · 2.5 ba · 1,722 sqft · $189/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 39 AVALON TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39 AVALON TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
39 AVALON TERRACE FAQs
What would the monthly payment be for 39 AVALON TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,206/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 39 AVALON TERRACE?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 39 AVALON TERRACE?+
The most recent tax bill on record (2024) was $5,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39 AVALON TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $529,900, this home is listed about 34% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 39 AVALON TERRACE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$529,900 runs 39% above the PALM COAST 32137 median.
02Time on market is leverage
245 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $549,900, now $529,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART · Jeanne Butcher. MLS #FC314255.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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